Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Deercreek, Jacksonville — a home near Atlantic Coast High School.

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Pending

Pending·63 days on market·Deercreek

7636 Commander Lane

Jacksonville, FL 32256

$281,698$185/sqftEst. $1,560/moMLS# 2159245

Beds

2.5

Baths

1,519

Sq Ft

2026

Built

Garage

Pool

8 more homes for sale in Deercreek →Search Deercreek on the map

FEMA Zone XHOA $124/moTownhouse2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Deercreek

Welcome to the Arlington townhome, a charming 3-bedroom, 2.5-bath home designed for comfortable everyday living. The inviting kitchen features quartz countertops, 42-inch white cabinets, and a functional layout overlooking the spacious great room, creating an easy flow for gathering and entertaining. Tile flooring adds style and durability throughout the main living areas. Upstairs, the private primary suite offers a relaxing retreat, with two additional bedrooms nearby for convenience. A 1-car garage provides parking and extra storage. This well-designed townhome offers a great blend of comfort, function, and low-maintenance living. Photos are representative of the Arlington floor plan.

Next steps in Deercreek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,560

Property taxesest. at asking price, Duval County$460

HOAbilled monthly$124

Estimated total, before insurance$2,144/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$281,698

Down Payment: 20%

$56,340

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,560

Principal & Interest: $1,560

Property taxes (est.): $460

Insurance (est.): $188

Estimated Total Monthly

$2,208

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,076 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Sep 7, 2026Pending$281,698
Sep 3, 2026Price change$281,698+$6,000
Aug 27, 2026Price change$275,698−$6,000
Aug 8, 2026Listed$281,698

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $185/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
7664 Commander Lane, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INC	Aug 2026	$271,294	$179	3/2.5	1,519	0	0
13907 Larkhall Court, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INC	Aug 2026	$380,083	$245	3/2.5	1,549	0	0.1
7662 Commander Lane, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INC	Aug 2026	$280,294	$185	3/2.5	1,519	38	0.1
7660 Commander Lane, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INC	Aug 2026	$278,294	$183	3/2.5	1,519	15	0.1
7668 Commander Lane, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INC	Jul 2026	$302,688	$194	4/2.5	1,557	0	0.1
7666 Commander Lane, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INC	Jul 2026	$289,862	$191	3/2.5	1,519	1	0.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$281,698

Price / Sq Ft$185

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,519

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUnder Construction

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementaryMandarin Oaks

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address7636 Commander Lane, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeer Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number06-0047

ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights

UtilitiesCable Available, Electricity Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral

CoolingElectric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Zero Lot Line

Patio / PorchPatio

RoofShingle

ConstructionFiber Cement, Wood Siding

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedAugust 8, 2026

Days on Market30

HOA Fees$124 / Monthly

HOA FrequencyMonthly

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deercreek

Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

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