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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·1 day on market

3573 Marsh Reserve Boulevard

Jacksonville, FL 32224

$609,999$299/sqftEst. $3,136/moMLS# 2161105

Beds

Baths

2,041

Sq Ft

2020

Built

Garage

Pool

About this home

Jacksonville

Welcome to 3573 Marsh Reserve END UNIT and a former Mattamy Homes model home, offering an exceptional blend of thoughtful design, quality finishes, and timeless style. This unique layout with the Primary bedroom on the 1st floor makes it very accessible. From the moment you arrive, the home makes a lasting impression with its attractive curb appeal and meticulously designed interior. As a former model home, it showcases the craftsmanship and attention to detail that set it apart, with an inviting layout designed for both comfortable everyday living and effortless entertaining. The spacious living areas provide an ideal balance of openness and functionality, while the thoughtfully selected finishes and upgrades create a polished yet welcoming atmosphere throughout. The home offers generous bedrooms, well-appointed baths, and flexible spaces that can easily adapt to a home office, guest accommodations, or additional living needs.

Cost to own

Mortgage calculator

Home Price

$609,999

Down Payment: 20%

$122,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,136

Principal & Interest: $3,136

Property taxes (est.): $996

Insurance (est.): $407

Estimated Total Monthly

$4,539

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,136

Property taxesest. at asking price, Duval County$996

HOAbilled monthly$211

Estimated total, before insurance$4,343/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,318/yr · $693/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,318/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 26, 2026Active$609,999
Aug 19, 2026Listed$609,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$609,999

Price / Sq Ft$299

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,041

Acres0.11 acres

Year Built2020

TypeResidential

Sub-TypeTownhouse

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address3573 Marsh Reserve Boulevard, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionPablo Cove

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size4,791.6 sq ft

Parcel Number1670530145

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Management - Off Site

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

SecuritySecurity Gate