This home is in Jacksonville — a home near Atlantic Coast High School.
Active·52 days on market
3447 Marsh Reserve Boulevard
Jacksonville, FL 32224
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
FULLY FURNISHED & BEAUTIFULLY DECORATED- MINS FROM MAYO & BEACH! This stunning Pablo Cove townhome is the perfect blend of style, comfort, and coastal convenience. Thoughtfully decorated and offered fully furnished, this home is truly turnkey and ready to enjoy from day one--whether you're looking for a primary residence, second home, or investment property. Beautiful finishes include quartz kitchen countertops, custom built-in shelving, and in addition a water softener system with reverse osmosis. The light-filled family room features expansive windows overlooking the screened lanai, while the private 2-car garage and included washer & dryer add everyday convenience. Enjoy Pablo Cove's low-maintenance lifestyle with a crystal-blue pool, pavilion, recreation lawn, gym fitness center, along with fire pit grills and cornhole. Ideally located just minutes from Mayo Clinic and Jacksonville's beaches. A beautifully furnished home in an exceptional location, ready for its next owner to enjoy
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,436 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,088/yr
Estimated taxes if purchased at asking price: ~$9,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 3, 2026Price change$485,000−$5,000
- Aug 21, 2026Active$490,000
- Aug 19, 2026Listed$490,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $270/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3475 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | Aug 2026 | $465,000 | $259 | 3/2.5 | 1,794 | 8 | 0.1 |
| 14129 Sea Wave Lane, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $448,000 | $282 | 3/2.5 | 1,589 | 14 | 0.1 |
| 14179 Sea Wave Lane, Jacksonville, FL 32224Listed by MOMENTUM REALTY | Jul 2026 | $430,000 | $271 | 3/2.5 | 1,589 | 66 | 0.1 |
| 3566 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $420,000 | $264 | 3/2.5 | 1,589 | 58 | 0.2 |
| 14113 Backbarrier Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $455,000 | $286 | 3/2.5 | 1,589 | 106 | 0.2 |
| 3618 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $410,000 | $265 | 3/2.5 | 1,550 | 41 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines