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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·32 days on market·Recent sales in Jacksonville Beach

3568 Marsh Reserve Boulevard

Jacksonville, FL 32224

$417,000sold priceListed at $419,000 · 99.5% of asking$269/sqftMLS# 2146323
3
Beds
2.5
Baths
1,550
Sq Ft
2020
Built
2
Garage
No
Pool
HOA $211/mo1,742 sqft lotTownhouse2 stories

About this home

Jacksonville

Spacious town home located in the gated community of Pablo Cove. This well maintained 3 bed, 2.5 bath home offers 1,550 square feet of stylish living space featuring sleek tile wood flooring throughout the main living areas. The open-concept layout creates an inviting atmosphere as the kitchen flows seamlessly into the living and dining areas. Upstairs the generously sized bedrooms provide comfort and privacy for the whole family. Residents of Pablo Cove enjoy access to desirable community amenities including a resort-style pool, fitness center and beautifully maintained common areas. Conveniently located near shopping, dining, major commuter routes plus only 5 minutes to the beach and JTB. Move-in ready and designed for today's lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,310
Property taxesest. at asking price, Duval County$681
HOAbilled monthly$211
Estimated total, before insurance$3,202/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,923/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$417,000
$83,400
Loan Term
Monthly Payment
$2,310
Principal & Interest: $2,310
Property taxes (est.): $681
Insurance (est.): $278
Estimated Total Monthly
$3,269
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$378,393$248,348▲ $23,859
2024$355,142$240,642—
2023$328,363$232,177▲ $12,549
2022$303,237$223,959—
2021$265,980$215,980▲ $84,348

2025 property taxes (current owner): $4,923/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $270/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3566 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2643/2.51,589580
3618 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$410,000$2653/2.51,550410.1
14113 Backbarrier Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$455,000$2863/2.51,5891060.2
3475 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCAug 2026$465,000$2593/2.51,79480.2
3117 Coral Reef Drive, Jacksonville, FL 32224Listed by LPT REALTY LLCSep 2026$290,000$2673/21,086570.7
13715 Richmond Park Drive N 504, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$215,000$1433/21,500271.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,000
Price / Sq Ft$270
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,550
Acres0.04 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3568 Marsh Reserve Boulevard, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionPablo Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size1,742.4 sq ft
Parcel Number1670530590

Amenities

AmenitiesPool, Barbecue, Fitness Center, Gated, Park
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityEntry Phone/Intercom, Security Gate

Exterior

Patio / PorchCovered, Front Porch
RoofShingle

Additional Information

Date ListedMay 21, 2026
Days on Market32
HOA Fees$211 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$4,922.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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