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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville — a pool home in Jacksonville.

Pending

$1,732,787Pending5 bd · 5 ba · 5,308 sq ft

Pending·86 days on market·Seven Pines

12021 Tribute Circle

Jacksonville, FL 32224

$1,732,787$326/sqftEst. $9,391/mo mortgageMLS# 2161075
5
Beds
5
Baths
5,308
Sq Ft
2026
Built
3
Garage
Yes
Pool

73 more homes for sale in Seven Pines →Search Seven Pines on the map

FEMA Zone XHOA $8/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Seven Pines

The Carling offers over 5,300 sq. ft., 5 bedrooms, 5 baths, and a 3-car garage. Main-floor living includes a formal dining room, study, two-story living room, gourmet kitchen, and covered lanai. The master suite is a private retreat with dual closets and spa bath. Upstairs, additional bedrooms and a game room provide space for family fun. Customization options let you tailor the home to your lifestyle.

Next steps in Seven Pines

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$9,391
Property taxesest. at asking price, Duval County$2,836
HOAbilled annually$8
Estimated total, before insurance$12,236/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,732,787
$346,557
Loan Term
Monthly Payment
$9,391
Principal & Interest: $9,391
Property taxes (est.): $2,836
Insurance (est.): $1,155
Estimated Total Monthly
$13,382
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$180,000$151,250▲ $35,000

Estimated taxes if purchased at asking price: ~$34,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Aug 20, 2026Listed$1,732,787

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $329/sq ft; this home is listed at $326/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12299 Tribute Circle, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,825,000$3915/4.54,66440.1
12281 Tribute Circle, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Jun 2026$1,423,781$3175/4.54,49000.1
12051 Tribute Circle, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.May 2026$1,691,988$3945/44,29600.1
12017 Reunion Circle, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYJan 2026$1,317,718$3294/54,00300.1
12011 Reunion Circle, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Dec 2025$1,295,000$3074/44,2141920.1
12071 Reunion Circle, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYDec 2025$1,239,944$3165/4.53,92000.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,732,787
Price / Sq Ft$326
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage5,308
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address12021 Tribute Circle, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Dimensions70'
Parcel Number1677401765

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup
Spa FeaturesIn Ground, Heated

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 20, 2026
Days on Market86
HOA Fees$100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ICI SELECT REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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