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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Jul 20, 2026·2 days on market·Recent sales in St. Johns County

1913 State Road 13 N

St. Johns, FL 32259

$790,000sold priceListed at $799,990 · 98.8% of asking$385/sqftMLS# 2148537
3
Beds
2.5
Baths
2,050
Sq Ft
1981
Built
3
Garage
No
Pool
No HOA2.05 acresSingle Family Residence1 story

About this home

St. Johns

Beautifully upgraded and set on a RARE 2-acre private estate lot in NW St. Johns County, this fully renovated 3-bedroom, 2.5-bath home with private office, separate workshop/out building and greenhouse. Inside, you'll find rich hickory wood floors, freshly painted interiors, lovely crown molding, upgraded 5 1/4-inch baseboards and door casing and designer lighting throughout. An abundance of large windows fills the home with natural light, creating a bright and inviting atmosphere. The beautifully updated kitchen features a large granite island, newer white shaker-style cabinetry with under-mount lighting, stylish tile backsplash, farmhouse sink, and newer appliances. The living room offers a warm and inviting focal point with a wood-burning brick fireplace and upgraded ceiling fan-perfect for cozy evenings or gathering with guests. The primary suite is a peaceful retreat with crown molding, serene nature views, a walk-in closet with built-ins and

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,376
Property taxesest. at asking price, St. Johns County$1,051
Estimated total, before insurance$5,427/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$790,000
$158,000
Loan Term
Monthly Payment
$4,376
Principal & Interest: $4,376
Property taxes (est.): $1,051
Insurance (est.): $527
Estimated Total Monthly
$5,954
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,172 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$472,946$194,027—
2024$437,161$187,851—
2023$404,277$180,923—
2022$444,329$174,197—
2021$305,645$167,667▲ $55,297
2020$252,098$164,662—

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 20, 2026Closed$799,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $390/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
520 Dandridge Lane W, St. Johns, FL 32259Listed by WATSON REALTY CORPJul 2026$640,000$2474/3.52,588840.3
786 Swiss Oaks Court, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$510,000$2464/22,077340.5
709 Abby Mist Drive, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATEAug 2026$699,900$2664/32,63520.5
752 Nottingham Forest Circle, St. Johns, FL 32259Listed by REAL BROKER LLCJun 2026$514,900$2124/22,427380.9
1768 Greenridge Circle E, St. Johns, FL 32259Listed by MOMENTUM REALTYOct 2026$550,000$2155/32,560111.1
530 Remington Forest Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYJul 2026$420,000$2153/21,955571.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,990
Price / Sq Ft$390
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,050
Acres2.05 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1913 State Road 13 N, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionScotts
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size89,298 sq ft
Lot Dimensions202x441
Parcel Number0032900040

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingFenced, Full, Wire
RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresGreenhouse, Shed(s), Workshop
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedJune 3, 2026
Days on Market2
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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