Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 32

Active Under Contract

Active Under Contract·5 days on market

1117 Peachtree Street

Jacksonville, FL 32207

$335,000$257/sqftEst. $1,728/moMLS# 2158158

Beds

Baths

1,302

Sq Ft

1939

Built

—

Garage

Pool

About this home

Jacksonville

Charming San Marco area bungalow for sale! This move-in ready historic home features 2 bedrooms, 1 bathroom, and updates like a 2018 AC & roof, 2011 New Septic, 2012 repiped and updated electrical. Inside, original hardwood flooring runs through a large living room and separate dining room. French doors lead to a versatile home office or den with backyard access. Could easily be converted to a 3rd bedroom. The vintage eat-in kitchen boasts ceiling-height cabinets, an electric range, and a French door refrigerator. Enjoy a spacious inside laundry room with driveway access. Both bedrooms offer wall-to-wall closets, while the hall bath features a tub/shower combo and dual linen closets. Large private backyard with a storage shed. Host summer BBQs on the new 2026 wood deck. Perfect for buyers seeking a San Marco area real estate gem with character and historic charm

Cost to own

Mortgage calculator

Home Price

$335,000

Down Payment: 20%

$67,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,728

Principal & Interest: $1,728

Property taxes (est.): $547

Insurance (est.): $223

Estimated Total Monthly

$2,498

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,728

Property taxesest. at asking price, Duval County$547

Estimated total, before insurance$2,275/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,508 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History