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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crossings At Cypress Trace Condo, St. Johns — a gated community home in St. Johns County.

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Sold

$201,000Sold3 bd · 2.5 ba · 1,468 sq ft

Sold·Closed Nov 11, 2026·124 days on market·Recent sales in Crossings At Cypress Trace Condo·Crossings At Cypress Trace Condo

860 S Black Cherry Drive

St. Johns, FL 32259

$201,000sold priceListed at $209,000 · 96.2% of asking$137/sqftMLS# 2149187
3
Beds
2.5
Baths
1,468
Sq Ft
2006
Built
1
Garage
No
Pool

2 more homes for sale in Crossings At Cypress Trace Condo →Search Crossings At Cypress Trace Condo on the map

FEMA Zone XHOA $100/moCondominium2 stories

About this home

Crossings At Cypress Trace Condo

Welcome to the heart of St. Johns! This adorable 3-bedroom, 2.5-bath townhome offers an unbeatable location within a sought-after gated community. Enjoy the top-rated St. Johns County Schools and incredible convenience, all within a move-in ready home. Step inside to find a beautifully updated home featuring an open floor plan with high ceilings and abundant natural light. The kitchen is a dream with stainless steel appliances and generous cabinet space, making daily life effortless. Comfortable bedrooms and modern bathrooms, including a primary suite with dual vanities, mean there's truly nothing to do. Beyond your doorstep, the gated community offers exclusive access to a private pool, tennis courts, and a serene lake, perfect for recreation. You're just moments from a vibrant array of shopping and restaurants, making everyday errands and dining out a breeze. Experience the best of St. Johns living in this low-maintenance gem.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,096
Property taxesest. at asking price, St. Johns County$263
HOAbilled monthly$100
Estimated total, before insurance$1,459/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,019/yr · $168/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$185,000$116,853—
2025$220,000$113,118—
2024$238,000$109,223—
2023$243,660$104,585—
2022$188,000$100,083—
2021$149,500$95,712—
2020$143,700$93,700—

2025 property taxes (current owner): $2,019/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 11, 2026Closed$209,000
  • Nov 11, 2026Active$209,000
  • Oct 9, 2026Withdrawn$209,000
  • Oct 3, 2026Active Under Contract$209,000
  • Sep 1, 2026Price change$209,000−$13,900
  • Jul 28, 2026Price change$222,900−$1,000
  • Jun 6, 2026Listed$223,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
836 Black Cherry Drive S, St. Johns, FL 32259Listed by SIMP REALTY GROUP LLCOct 2026$209,900$1662/2.51,268310.1
808 Black Cherry Drive S, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$194,000$1532/2.51,268390.1
1018 N Black Cherry Drive, St. Johns, FL 32259Listed by REMAX WELCOME HOMESep 2026$188,700$1293/2.51,468250.2
6199 Bartram Village Drive, Jacksonville, FL 32258Listed by WATSON REALTY CORPSep 2026$243,000$1723/2.51,412341.2
6078 Bartram Village Drive, Jacksonville, FL 32258Listed by EAGLES WORLD REALTY, INCSep 2026$251,000$1833/2.51,368841.3
6088 Bartram Village Drive, Jacksonville, FL 32258Listed by RE/MAX SPECIALISTS PVSep 2026$257,800$1453/2.51,773491.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$209,000
Price / Sq Ft$142
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,468
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesNorthwest

School Information

Community Information

Address860 S Black Cherry Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCrossings At Cypress Trace Condo
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0234290903
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedNovember 11, 2026
Days on Market124
HOA Fees$100 / Monthly
HOA FrequencyMonthly
HOA NameMay Management Services
HOA Fee IncludesMaintenance Grounds, Pest Control
Tax Amount$2,018.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Sold by: Non-MLS or Out of Area (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crossings At Cypress Trace Condo

Crossings At Cypress Trace Condo is a neighborhood in Fruit Cove, FL (St. Johns County), ZIP 32259.

View all Crossings At Cypress Trace Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

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