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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Trailmark, St. Augustine a home near Tocoi Creek High School.

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Active

Active·1 day on market·Trailmark

71 Cedarstone Way

St. Augustine, FL 32092

$590,000$204/sqftEst. $3,065/moMLS# 2160205
5
Beds
4
Baths
2,893
Sq Ft
2019
Built
3
Garage
No
Pool

About this home

Trailmark

Welcome to this spacious 5-bedroom, 4-bath single-family home tucked within the desirable Trailmark community, offering a low HOA fee and zoning for highly rated St. Augustine schools. Welcoming curb appeal and a 3-car garage lead into a thoughtfully designed interior featuring an open floor plan, fresh paint in several rooms, and hardwood-look tile throughout the main living areas. The gourmet kitchen is well-equipped with a natural gas cooktop, ivory cabinetry, quartz countertops, a large center island, and walk-in pantry. A gas tankless water heater adds everyday convenience with on-demand hot water for long, uninterrupted showers. The spacious owner's suite features beautiful bay windows, dual walk-in closets, a frameless glass shower, and new carpet and padding for a fresh, comfortable feel. Two secondary bedrooms also feature new carpet and padding. Step outside to the covered, screened patio with gas hookup for the grill, overlooking a generous fenced backyard where you can

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,065
Principal & Interest: $3,065
Property taxes (est.): $785
Insurance (est.): $393
Estimated Total Monthly
$4,243
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,065
Property taxesest. at asking price, St. Johns County$785
HOAbilled annually$8
Estimated total, before insurance$3,858/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,534/yr · $378/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,534/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Active$590,000
  • Aug 12, 2026Listed$590,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$590,000
Price / Sq Ft$204
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,893
Acres0.27 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address71 Cedarstone Way, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionTrailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,761.2 sq ft
Parcel Number0290112110
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Jogging Path, Playground
UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$4,534.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Trailmark

Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Trailmark homes for sale →

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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