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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a pool home in St. Johns County.

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Active·Listed today

6832 Middleton Avenue

St. Augustine, FL 32080

$749,900$419/sqftEst. $3,859/moMLS# 2159963
3
Beds
2
Baths
1,791
Sq Ft
2018
Built
1
Garage
Yes
Pool

About this home

St. Augustine

ADORABLE 3BR/2.5BA BEACH HOME FEATURING SALTWATER POOL, NO HOA & AN UNBEATABLE LOCATION JUST 2 BLOCKS FROM CRESCENT BEACH! Built in 2018, this is a perfect full time home, beach getaway or investment property. Meticulous, turnkey home where nightly rentals are allowed. Offered furnished or unfurnished. Spacious owner suite on 1st floor. Large roomy kitchen has lots of cabinets, granite counter space & stainless steel appliances. Spacious living & dining rooms. Separate laundry room leads to garage. Upstairs includes 2 bedrooms, 1 bathroom & an 11x13 family room! Fully fenced paved patio around heated pool & low maintenance yard. Wash your sandy toes in the outdoor shower. CONCRETE BOARD SIDING & HIGH ELEVATION OF HOME KEEPS INSURANCE COSTS LOW! Flood insurance is only $1400 and is transferable! Bring your boat! Green Rd Boat Ramp only 1/2 mile south. 2 blocks to Historic Genungs Fish Camp on the ICW. Less than 15 min to shopping, Amphtiheater & historic downtown St Augustine.

Cost to own

Mortgage calculator

$749,900
$149,980
Loan Term
Monthly Payment
$3,859
Principal & Interest: $3,859
Property taxes (est.): $998
Insurance (est.): $500
Estimated Total Monthly
$5,357
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,859
Property taxesest. at asking price, St. Johns County$998
Estimated total, before insurance$4,857/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,583/yr · $882/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$757,812$757,812
2025$580,000$254,064
2024$741,947$741,947
2024$580,000$230,968 $72,500
2023$689,884$689,884
2023$265,500$209,971
2022$571,510$357,672
2022$252,000$190,883
2021$329,778$296,557
2021$252,000$173,530
2020$269,597$269,597
2020$252,000$157,755

2025 property taxes (current owner): $10,583/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,900
Price / Sq Ft$419
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,791
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo

School Information

Community Information

Address6832 Middleton Avenue, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionMiddleton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Dimensions50x100
Parcel Number1803800000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchFront Porch
FencingBack Yard
RoofMetal
ConstructionConcrete, Fiber Cement, Frame

Additional Information

Date ListedAugust 13, 2026
Days on Market1
Tax Amount$10,583
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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