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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Middleton, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Sep 24, 2026·7 days on market·Recent sales in Middleton·Middleton

6832 Middleton Avenue

St. Augustine, FL 32080

$722,000sold priceListed at $749,900 · 96.3% of asking$403/sqftMLS# 2159963
3
Beds
2.5
Baths
1,791
Sq Ft
2018
Built
1
Garage
Yes
Pool

2 more homes for sale in Middleton →Search Middleton on the map

FEMA Zone AENo HOASingle Family Residence2 stories

About this home

Middleton

ADORABLE 3BR/2.5BA BEACH HOME FEATURING SALTWATER POOL, NO HOA & AN UNBEATABLE LOCATION JUST 2 BLOCKS FROM CRESCENT BEACH! Built in 2018, this is a perfect full time home, beach getaway or investment property. Meticulous, turnkey home where nightly rentals are allowed. Offered furnished or unfurnished. Spacious owner suite on 1st floor. Large roomy kitchen has lots of cabinets, granite counter space & stainless steel appliances. Spacious living & dining rooms. Separate laundry room leads to garage. Upstairs includes 2 bedrooms, 1 bathroom & an 11x13 family room! Fully fenced paved patio around heated pool & low maintenance yard. Wash your sandy toes in the outdoor shower. CONCRETE BOARD SIDING & HIGH ELEVATION OF HOME KEEPS INSURANCE COSTS LOW! Flood insurance is only $1400 and is transferable! Bring your boat! Green Rd Boat Ramp only 1/2 mile south. 2 blocks to Historic Genungs Fish Camp on the ICW. Less than 15 min to shopping, Amphtiheater & historic downtown St Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,999
Property taxesest. at asking price, St. Johns County$961
Estimated total, before insurance$4,960/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,583/yr · $882/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$722,000
$144,400
Loan Term
Monthly Payment
$3,999
Principal & Interest: $3,999
Property taxes (est.): $961
Insurance (est.): $481
Estimated Total Monthly
$5,441
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$757,812$757,812—
2025$580,000$254,064—
2024$741,947$741,947—
2024$580,000$230,968▼ $72,500
2023$689,884$689,884—
2023$265,500$209,971—
2022$571,510$357,672—
2022$252,000$190,883—
2021$329,778$296,557—
2021$252,000$173,530—
2020$269,597$269,597—
2020$252,000$157,755—

2025 property taxes (current owner): $10,583/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$749,900
  • Aug 20, 2026Pending$749,900
  • Aug 13, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $338/sq ft; this home is listed at $419/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6306 Gomez Road, St. Augustine, FL 32080Listed by PACIFICO PROPERTIESJun 2026$755,000$4483/21,68620.7
31 Minnie Street, St. Augustine, FL 32080Listed by RE/MAX BLUE COASTDec 2025$965,000$5363/31,79931.3
300 Riverside Boulevard, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$750,000$3383/2.52,2201841.5
5448 3rd Street, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESSep 2026$495,000$3303/21,50251.8
6801 E Seacove Avenue, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSAug 2026$400,000$2423/21,6523001.8
5367 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$455,000$3033/21,50411.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,900
Price / Sq Ft$419
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,791
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo

School Information

Community Information

Address6832 Middleton Avenue, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionMiddleton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Dimensions50x100
Parcel Number1803800000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchFront Porch
FencingBack Yard
RoofMetal
ConstructionConcrete, Fiber Cement, Frame

Additional Information

Date ListedAugust 13, 2026
Days on Market7
Tax Amount$10,583
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Middleton

Middleton is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Middleton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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