This home is in St. Augustine — a home near Pedro Menendez High School.
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Sold·Closed Jan 28, 2026·145 days on market·Recent sales in St. Augustine
6401 Putnam Street
St. Augustine, FL 32080
About this home
St. Augustine
Canal-Front Home with Direct Access to the Intracoastal Waterway 3 Bedrooms | 2 Baths | 2-Car Courtyard Garage 1,650 | Immaculate Condition | Move-in Ready Features & Upgrades: • New boathouse & bulkhead • New roof • New AC units (home + garage) • New hot water heater • Freshly painted exterior • Custom remote-controlled blinds & plantation shutters • Stylish lighting & fans throughout • Landscape lighting • Paver driveway & patio • New Induction cooktop and dishwasher • Impact windows throughout
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,730 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Escambia Stabout 0.4 mi
Closest park or preserve
Moses Creek Conservation Areaabout 2 mi · 7.6 mi of trails
Closest public boat ramp
Green Road County Boat Ramp (Limited Parking)about 0.9 mi · Matanzas River
Closest kayak & paddleboard launch
Coastal Drive Kayak Beachabout 0.4 mi
Closest youth league fields
Frank Butler Beachfront Park Eastabout 0.8 mi · Soccer
Closest grocery store
Winn-Dixieabout 3 mi · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:29 AM, sunset 6:50 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,618/yr
Estimated taxes if purchased at asking price: ~$13,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $448/sq ft; this home is listed at $503/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 254 Jellison Road, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIES | Oct 2026 | $650,000 | $456 | 3/2 | 1,424 | 158 | 0.2 |
| 6306 Gomez Road, St. Augustine, FL 32080Listed by PACIFICO PROPERTIES | Jun 2026 | $755,000 | $448 | 3/2 | 1,686 | 2 | 0.2 |
| 6301 A1A S, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $930,000 | $442 | 3/2.5 | 2,106 | 94 | 0.2 |
| 6832 Middleton Avenue, St. Augustine, FL 32080Listed by WATSON REALTY CORP | Sep 2026 | $722,000 | $403 | 3/2.5 | 1,791 | 7 | 0.5 |
| 6951 Middleton Avenue, St. Augustine, FL 32080Listed by FIV REALTY CO FLORIDA LLC | Dec 2025 | $462,500 | $292 | 3/3 | 1,583 | 16 | 0.6 |
| 5730 Rudolph Avenue, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Apr 2026 | $1,495,000 | $742 | 4/4 | 2,016 | 3 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOUWZER, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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