This home is in Middleton, St. Augustine.
$549,9952 bd · 1.5 ba · 950 sq ft
Active·91 days on market·Middleton
6880 Middleton Avenue
St. Augustine, FL 32080
All Middleton homes for sale →Search Middleton on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleton
CRESCENT BEACH COTTAGE - COASTAL CHARM & INCOME POTENTIAL! Just minutes from beautiful Crescent Beach, this fully furnished, move-in-ready cottage offers the perfect beach getaway or investment opportunity! Currently operating as an active Airbnb, this charming 2-bedroom, 1.5-bath home was extensively renovated in 2017 and features vaulted ceilings with exposed beams, a cozy sunroom, custom cabinetry, granite countertops, and stainless steel appliances. Enjoy the laid-back coastal lifestyle with nearby beaches, boating, fishing, and kayaking. NO HOA! Sold fully furnished with recently updated furniture, making it ideal for a vacation retreat, primary residence, or short-term rental investment. Don't miss your opportunity to own a piece of Crescent Beach paradise. Schedule your showing today!
Next steps in Middleton
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1946)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,805 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Crescent Beach Park2 min drive · 104 parking spaces
Closest park or preserve
Moses Creek Conservation Area4 min drive · 7.6 mi of trails
Closest public boat ramp
Green Road County Boat Ramp (Limited Parking)about 0.4 mi · Matanzas River
Closest kayak & paddleboard launch
Coastal Drive Kayak Beachabout 0.2 mi
Closest youth league fields
Frank Butler Beachfront Park East4 min drive · Soccer
Closest grocery store
Winn-Dixie10 min drive · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $288,749 | $288,749 | — |
| 2026 | $1,229,191 | $432,165 | — |
2025 property taxes (current owner): $4,233/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 13, 2026Price change$549,995−$37,405
- Oct 6, 2026Price change$587,400−$2,500
- Aug 14, 2026Listed$589,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $393/sq ft; this home is listed at $579/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6942 Middleton Avenue, St. Augustine, FL 32080Listed by WATSON REALTY CORP | May 2026 | $440,000 | $393 | 3/2 | 1,121 | 35 | 0.1 |
| 6960 Charles Street, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC. | Mar 2026 | $350,000 | $354 | 2/1 | 990 | 21 | 0.1 |
| 7137 Middleton Avenue, St. Augustine, FL 32080Listed by CENTURY 21 BECKHAM REALTY | Nov 2026 | $880,000 | $965 | 2/1.5 | 912 | 21 | 0.4 |
| 6302 Gomez Road, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $444,000 | $463 | 2/2 | 960 | 5 | 0.7 |
| 231 Puebla Road, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Nov 2025 | $282,000 | $305 | 2/2 | 924 | 52 | 0.8 |
| 237 Basque Road, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Nov 2025 | $279,300 | $311 | 2/1 | 897 | 3 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Middleton
Middleton is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Middleton homes for sale →Keep looking
Similar homes in St. Augustine
Explore the area
More in Middleton
Middleton guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines