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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·59 days on market

1951 Wages Way Way S

Jacksonville, FL 32218

$449,000$163/sqftEst. $2,487/moMLS# 2159862
↓ $10,000 below original list
5
Beds
3.5
Baths
2,751
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $30/mo13,068 sqft lotSingle Family Residence1 story

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About this home

Jacksonville

Move in ASAP- $5000 closing /loan buy down credit with full price offer. Style inside and out, this single-story brick home offers 2,751 square feet of move-in-ready living space in the secluded Dunn Plantation community. Featuring a split-bedroom layout with 5 bedrooms and 3.5 baths, designed for comfort, function, and entertaining. A well-maintained yard overlooks the pond and includes an outdoor entertainment area with a Gazebo. Irrigation and exterior lighting enhance the home's curb appeal while keeping maintenance simple. Recent updates include a newer roof, a high-efficiency multi-phase A/C system, and a gas ventless fireplace all with designer appeal. Conveniently located 30 miles to GA. Naval Base/ 19 miles to Mayport Naval Station and near schools, churches, shopping, airport and zoo. This home offers both privacy and accessibility. Additional features; whole-home speaker system , kitchen and laundry appliances, Low HOA and Termite Bond.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,487
Property taxesest. at asking price, Duval County$733
HOAbilled annually$30
Estimated total, before insurance$3,250/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,497/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,000
$89,800
Loan Term
Monthly Payment
$2,487
Principal & Interest: $2,487
Property taxes (est.): $733
Insurance (est.): $299
Estimated Total Monthly
$3,520
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,497/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Active Under Contract$449,000
  • Sep 10, 2026Price change$449,000−$10,000
  • Aug 13, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$360,000$1713/22,106210.3
12221 Sand Lake Court, Jacksonville, FL 32218Listed by BENCHMARK BROKERS, INCAug 2026$267,000$1245/3.52,145300.4
12548 Daylight Trail, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$369,900$1603/22,310620.5
12736 Chandler View Court, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$394,900$1744/22,266440.5
12182 Georgia Oak Court, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$440,000$1764/2.52,49740.6
12750 Dunns View Drive, Jacksonville, FL 32218Listed by EXP REALTY LLCOct 2026$400,000$1734/22,31190.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,000
Price / Sq Ft$163
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,751
Total Structure Area3,511 sq ft
Acres0.30 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryNew Berlin

Community Information

Address1951 Wages Way Way S, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionDunns Plantation
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size13,068 sq ft
Parcel Number1064830310
ZoningPUD

Amenities

Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC
ParkingAdditional Parking, Garage, Garage Door Opener, Off Street
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Rear Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick
Other StructuresGazebo
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 13, 2026
Days on Market57
HOA Fees$360 / Annually
HOA FrequencyAnnually
Tax Amount$3,496.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEACHSIDE BROKERS REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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