This home is in Jacksonville.
$220,000Sold4 bd · 3 ba · 1,928 sq ft
Sold·Closed Nov 10, 2026·81 days on market·Recent sales in Jacksonville
12717 Dunn Creek Road
Jacksonville, FL 32218
About this home
Jacksonville
Welcome to your private retreat at 12717 Dunn Creek Rd. This unique property offers not one, but two dwellings on a generous homesite. The main home features 4 bedroom, 3 bathrooms, and a spacious almost 2 000 square foot home. You will love the open living area, bright natural light and fully fenced in yard. On the same property, you will find a 2 bedroom, 1 bathroom, and 940 square foot cottage-perfect for quests, a rental, or even a home office. Both homes need some tender loving care but after a little fixing up you will have not one but 2 great homes. Conveniently located just minutes from shopping, dining, and major roadways, you get the best of both worlds: privacy and convenience. Don't miss out-schedule your showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,554 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 8 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
New Berlin Public Boat Rampabout 5 mi · St. Johns River
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 6 mi · St. Johns River
Closest youth league fields
Tom Marshall Parkabout 0.5 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 0.8 mi · 12541 Yellow Bluff Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:50 AM, sunset 5:31 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $183,781 | $183,781 | — |
2025 property taxes (current owner): $3,681/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 10, 2026Closed$200,000
- Oct 28, 2026Active Under Contract$200,000
- Oct 25, 2026Price change$200,000−$25,000
- Oct 16, 2026Active Under Contract$225,000
- Aug 18, 2026Active$225,000
- Jul 26, 2026Pending$225,000
- Jul 20, 2026Listed$225,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $114/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12563 Creekside Manor Drive, Jacksonville, FL 32218Listed by WATERMARKE REALTY GROUP LLC | Oct 2026 | $355,000 | $170 | 4/2 | 2,092 | 174 | 0.5 |
| 2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $360,000 | $171 | 3/2 | 2,106 | 21 | 0.6 |
| 2233 Lincoln Sendero Trail, Jacksonville, FL 32218Listed by PROPERTY SAGE REALTY LLC | Oct 2026 | $329,000 | $176 | 4/2 | 1,874 | 140 | 0.9 |
| 1109 Seattle Slew Lane, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLC | Nov 2026 | $305,000 | $151 | 3/2 | 2,025 | 270 | 1 |
| 12750 Dunns View Drive, Jacksonville, FL 32218Listed by EXP REALTY LLC | Oct 2026 | $400,000 | $173 | 4/2 | 2,311 | 9 | 1 |
| 12396 Hickory Forest Road, Jacksonville, FL 32226Listed by REALTY ONE GROUP ELEVATE | Oct 2026 | $332,000 | $160 | 3/2 | 2,074 | 103 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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