This home is in Jacksonville.
$420,0004 bd · 3 ba · 2,500 sq ft
Active·134 days on market
1940 Sweet Olive Court
Jacksonville, FL 32218

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
$20k CONCESSIONS!! Seller offering $20K Concessions to buy down rate, closing costs or cosmetics, with acceptable offer to close on or before 12/30/26. Roof/AC 2022 This beautifully maintained 4-bed, 3-bath residence offers thoughtful design and versatile living spaces ideal for today's modern lifestyle. From the moment you enter, you'll appreciate the bright, open-concept layout designed for both entertaining and everyday living. The spacious kitchen serves as the heart of the home, seamlessly connecting to the main living and dining areas, creating an inviting atmosphere for gathering with family and friends. The private owner's suite provides a peaceful retreat complete with an en-suite bath w/jacuzzi tub, while the home's thoughtfully designed split-bedroom floor plan offers flexibility for a variety of living arrangements. A standout feature is the secluded fourth bedroom and full bath situated in its own private corner of the home, making it ideal for multi-generational living
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,370 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 9 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 5 mi · 1.2 mi of trails
Closest public boat ramp
New Berlin Public Boat Rampabout 6 mi · St. Johns River
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 5 mi · St. Johns River
Closest youth league fields
Tom Marshall Parkabout 0.9 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 1 mi · 731 Duval Station Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $334,384 | $137,596 | — |
| 2024 | $330,362 | $133,011 | ▲ $46,026 |
| 2023 | $296,093 | $127,681 | — |
| 2022 | $284,578 | $122,506 | — |
| 2021 | $220,821 | $117,482 | — |
| 2020 | $209,306 | $115,170 | — |
2025 property taxes (current owner): $2,970/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 20, 2026Price change$420,000−$9,900
- Jun 25, 2026Listed$429,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12563 Creekside Manor Drive, Jacksonville, FL 32218Listed by WATERMARKE REALTY GROUP LLC | Oct 2026 | $355,000 | $170 | 4/2 | 2,092 | 174 | 0.3 |
| 2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $360,000 | $171 | 3/2 | 2,106 | 21 | 0.4 |
| 12548 Daylight Trail, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $369,900 | $160 | 3/2 | 2,310 | 62 | 0.4 |
| 12750 Dunns View Drive, Jacksonville, FL 32218Listed by EXP REALTY LLC | Oct 2026 | $400,000 | $173 | 4/2 | 2,311 | 9 | 0.5 |
| 1218 Brighton Ridge Court, Jacksonville, FL 32218Listed by RADIANT REALTY | Oct 2026 | $322,500 | $142 | 3/2 | 2,272 | 148 | 0.6 |
| 12182 Georgia Oak Court, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $440,000 | $176 | 4/2.5 | 2,497 | 4 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALLIANCE REALTY & FINANCIAL SERVICES, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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