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Active

Active·41 days on market

1940 Sweet Olive Court

Jacksonville, FL 32218

$429,900$172/sqftEst. $2,192/moMLS# 2152489

Beds

Baths

2,500

Sq Ft

2004

Built

Garage

Pool

About this home

Jacksonville

Welcome to where space, comfort, and convenience come together in one exceptional home. Nestled within a desirable community, this beautifully maintained 4-bedroom, 3-bath residence offers thoughtful design and versatile living spaces ideal for today's modern lifestyle. From the moment you enter, you'll appreciate the bright, open-concept layout designed for both entertaining and everyday living. The spacious kitchen serves as the heart of the home, seamlessly connecting to the main living and dining areas, creating an inviting atmosphere for gathering with family and friends. The private owner's suite provides a peaceful retreat complete with an en-suite bath w/jacuzzi tub, while the home's thoughtfully designed split-bedroom floor plan offers flexibility for a variety of living arrangements. A standout feature is the secluded fourth bedroom and full bath situated in its own private corner of the home, making it ideal for multi-generational living

Cost to own

Mortgage calculator

Home Price

$429,900

Down Payment: 20%

$85,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,192

Principal & Interest: $2,192

Property taxes (est.): $702

Insurance (est.): $287

Estimated Total Monthly

$3,181

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,192

Property taxesest. at asking price, Duval County$702

HOAbilled annually$32

Estimated total, before insurance$2,926/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,970/yr · $248/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$334,384	$137,596	—
2024	$330,362	$133,011	▲ $46,026
2023	$296,093	$127,681	—
2022	$284,578	$122,506	—
2021	$220,821	$117,482	—
2020	$209,306	$115,170	—

2025 property taxes (current owner): $2,970/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,370 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 25, 2026Listed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,900

Price / Sq Ft$172

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,500

Acres0.23 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLouis Sheffield

MiddleOceanway

HighFirst Coast

Community Information

Address1940 Sweet Olive Court, Jacksonville, FL 32218

Area092-Oceanway/Pecan Park

SubdivisionOceanway

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size10,018.8 sq ft

Parcel Number1064830365

ZoningResidential

Amenities

AmenitiesPlayground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)