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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Oct 1, 2026·9 days on market·Recent sales in Jacksonville

12750 Dunns View Drive

Jacksonville, FL 32218

$400,000sold priceListed at $394,900 · 101.3% of asking$173/sqftMLS# 2159196
4
Beds
2
Baths
2,311
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $30/mo0.43 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Welcome home to this spacious 4-bedroom, 2-bath waterfront home situated on a large corner lot in Lindsey's Crossing. Offering over 2,300 square feet, the open split-bedroom floor plan features a generous family room with beautiful pond views, a separate dining area, and a versatile flex space perfect for a home office or additional living area. The kitchen offers plenty of workspace, a breakfast bar, and a separate breakfast nook. The spacious primary suite features a bay window, tray ceiling, walk-in closet, dual vanities, garden tub, and separate shower. Step outside to the screened and partially covered lanai overlooking the pond--an ideal spot to relax or entertain. Additional highlights include a 2018 roof, 2021 HVAC, gas water heater, two-car garage, and a shallow well for irrigation. Conveniently located near River City Marketplace, Jacksonville International Airport, shopping, dining, hospitals, and major roadways.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,216
Property taxesest. at asking price, Duval County$653
HOAbilled annually$30
Estimated total, before insurance$2,899/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,459/yr · $455/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,216
Principal & Interest: $2,216
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,135
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$328,617$277,895—
2024$319,698$269,698▼ $227
2023$326,850$276,850▲ $15,000
2022$300,412$169,694▲ $27,206
2021$228,792$163,296▲ $12,100
2020$210,352$160,352—

2025 property taxes (current owner): $5,459/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Closed$394,900
  • Aug 16, 2026Pending$394,900
  • Aug 7, 2026Listed$394,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12736 Chandler View Court, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$394,900$1744/22,266440.1
12548 Daylight Trail, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$369,900$1603/22,310620.7
2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$360,000$1713/22,106210.8
12182 Georgia Oak Court, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$440,000$1764/2.52,49741.1
12384 Cherry Bluff Drive, Jacksonville, FL 32218Listed by RE/MAX SPECIALISTSSep 2026$361,000$1644/32,201801.2
14122 Summer Breeze Drive E, Jacksonville, FL 32218Listed by ALKO REALTY LLCSep 2026$390,000$1845/22,119791.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$394,900
Price / Sq Ft$171
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,311
Acres0.43 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address12750 Dunns View Drive, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionLindseys Crossing
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size18,730.8 sq ft
Parcel Number1069397650

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator
HeatingNatural Gas
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
RoofShingle
ConstructionAluminum Siding, Brick Veneer, Vinyl Siding
Other StructuresShed(s)

Additional Information

Date ListedAugust 7, 2026
Days on Market9
HOA Fees$357.6 / Annually
HOA FrequencyAnnually
Tax Amount$5,459.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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