Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 53
Sold

Sold·Closed Oct 1, 2026·4 days on market·Recent sales in Jacksonville

12182 Georgia Oak Court

Jacksonville, FL 32218

$440,000sold priceListed at $440,000 · 100% of asking$176/sqftMLS# 2161472
4
Beds
2.5
Baths
2,497
Sq Ft
2009
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $39/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome to Dunn Creek Point and 12182 Georgia Oak Ct! Built by Drees Homes in 2009, this spacious 2,538 sq. ft. pool home lives much larger than its square footage and offers an incredible amount of space for everyday living. Featuring 4 bedrooms, 2 full baths, a powder room, AND an enclosed loft/bonus area with a massive storage closet, this home is designed with flexibility in mind. The downstairs primary suite provides convenience and privacy, while the generously sized secondary bedrooms and closets offer plenty of room for a growing family. From the moment you enter, you'll appreciate the open-concept layout, abundant natural light, large windows, wood staircase, and dedicated dining space. Step outside to your large backyard and enjoy your very own private pool--perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Conveniently located near I-95, shopping, Jacksonville International Airport, Naval Station Mayport, Fernandina Beach, and Huguenot Park.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, Duval County$718
HOAbilled annually$39
Estimated total, before insurance$3,194/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,288/yr · $524/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,288/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Closed$440,000
  • Aug 28, 2026Active Under Contract$440,000
  • Aug 24, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12113 Jade Point Court, Jacksonville, FL 32218Listed by EXP REALTY LLCSep 2026$375,000$1514/2.52,482300.2
12548 Daylight Trail, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$369,900$1603/22,310620.5
2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$360,000$1713/22,106210.6
2233 Lincoln Sendero Trail, Jacksonville, FL 32218Listed by PROPERTY SAGE REALTY LLCOct 2026$329,000$1764/21,8741400.7
12761 Daylight Trail, Jacksonville, FL 32218Listed by COASTAL ROOTS REALTY, LLCAug 2026$315,000$1673/21,887590.8
12384 Cherry Bluff Drive, Jacksonville, FL 32218Listed by RE/MAX SPECIALISTSSep 2026$361,000$1644/32,201800.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$440,000
Price / Sq Ft$176
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,497
Acres0.18 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryLouis Sheffield
MiddleOceanway
HighFirst Coast

Community Information

Address12182 Georgia Oak Court, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionDunn Creek Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size7,840.8 sq ft
Parcel Number1080720825
ZoningResidential

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Walk-In Closet(s)
AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchRear Porch, Screened
FencingFull, Wood

Additional Information

Date ListedAugust 24, 2026
Days on Market4
HOA Fees$462 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,287.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines