This home is in Jacksonville — a pool home in Jacksonville.
Active Under Contract·49 days on market
209 Peregrine Court
Jacksonville, FL 32225
About this home
Jacksonville
Seller is ofering a $10K concession for flooring & paint w/an acceptable offer Rare opportunity to own a spacious 5-bedroom, 3-bathroom home situated on a beautiful .61-acre waterfront lot with no HOA fees! The heart of the home is the expansive kitchen w/granite countertops, SS appliances, a breakfast bar, & addl cabinetry for storage or a pantry. The kitchen flows into the family room for entertaining & an outdoor screened patio. The formal living room offers warmth & character w/a stunning floor-to-ceiling stone wood-burning fireplace. One of the secondary bedrooms features its own ensuite bathroom & walk-in closet, ideal for guests, or multigenerational living, The spacious primary suite features dual walk-in closets, a garden tub, & a large walk-in shower. Step outside and enjoy the peaceful waterfront setting, with plenty of room to create your dream outdoor oasis on the oversized lot. Conveniently located near shopping, & dining, less than 10 min to the bea
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $495,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $390,377 | $294,618 | — |
| 2024 | $388,285 | $282,702 | ▲ $50,311 |
| 2023 | $346,771 | $221,796 | ▲ $7,408 |
| 2022 | $328,437 | $213,880 | — |
| 2021 | $268,768 | $206,195 | — |
| 2020 | $252,658 | $202,658 | — |
2025 property taxes (current owner): $5,804/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,680 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 30, 2026Active Under Contract$635,000
- Jul 24, 2026Price change$635,000−$10,000
- Jul 16, 2026Price change$645,000−$20,000
- Jun 20, 2026Listed$665,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines