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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 4, 2026·25 days on market·Recent sales in Jacksonville

8140 W Concord Boulevard W

Jacksonville, FL 32208

$271,000sold priceListed at $255,000 · 106.3% of asking$145/sqftMLS# 2159680
3
Beds
1
Baths
1,865
Sq Ft
1949
Built
4
Garage
Yes
Pool
FEMA Zone XNo HOAWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Rare gated riverfront opportunity on the Ribault River in historic Lake Forest. 3BR/1BA on a fully fenced .64-acre lot with private dock, in-ground pool, oversized 4-car detached garage, and a covered gazebo entertaining area -- a true Old Florida riverfront setup ready to be brought back to life. Sold strictly AS-IS, but the big-ticket items are done: roof 2022, HVAC 2018, updated water heater, sewer line replaced 2009. Cosmetic and interior updates will build instant equity in one of Jacksonville's most established riverfront enclaves. Rare 4-car garage -- ideal for boats, workshop, or car collection. Mature oaks, direct river access, and character throughout. Investor value-add or end-user restoration -- bring your contractor and your vision. Riverfront lots this size with this infrastructure and this much upside rarely hit the market. Buyer to verify all measurements and features.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,501
Property taxesest. at asking price, Duval County$443
Estimated total, before insurance$1,944/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$271,000
$54,200
Loan Term
Monthly Payment
$1,501
Principal & Interest: $1,501
Property taxes (est.): $443
Insurance (est.): $181
Estimated Total Monthly
$2,124
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 14, 2026Closed$255,000
  • Aug 18, 2026Pending$255,000
  • Aug 12, 2026Listed$255,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7862 Stephenson Drive, Jacksonville, FL 32208Listed by COASTAL REALTY JAXAug 2026$225,000$1364/21,6501020.3
8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$106,500$793/11,35030.5
755 Valley Forge Road, Jacksonville, FL 32208Listed by LOKATIONOct 2026$245,000$1364/21,80360.7
1648 Stafford Road, Jacksonville, FL 32208Listed by LISA DUKE REALTY LLCSep 2026$207,000$1243/21,674670.7
1546 Palmdale Street, Jacksonville, FL 32208Listed by NEXT LEVEL REALTY OF FL, INC.Sep 2026$215,000$1543/21,3941430.7
9414 Carbondale Drive E, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERYJul 2026$275,000$1474/2.51,8672030.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$255,000
Price / Sq Ft$137
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,865
Year Built1949
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address8140 W Concord Boulevard W, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Parcel Number0233390000

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached, Garage, Garage Door Opener, Gated
ViewRiver

Interior

AppliancesElectric Oven
HeatingCentral
CoolingElectric
# of Stories1
LevelsOne

Exterior

FencingFull, Wrought Iron
RoofShingle
ConstructionBrick
Other StructuresGazebo

Additional Information

Date ListedAugust 12, 2026
Days on Market25
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BOLD CITY PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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