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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 2, 2026·27 days on market·Recent sales in Jacksonville

2308 Clyde Drive

Jacksonville, FL 32208

$285,000sold priceListed at $290,000 · 98.3% of asking$148/sqftMLS# 2155651
6
Beds
3
Baths
1,924
Sq Ft
1953
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this exceptional property offering a rare combination of flexibility, functionality, and value in a desirable Jacksonville neighborhood. The property features a beautifully updated 3-bedroom, 2-bath main residence along with a detached 3-bedroom, 1-bath 2nd Single Family. Both homes have separate entrances, parking areas and individual living areas, providing excellent privacy for occupants. A spacious yard allowing for separate exterior space for both homes completes this unique property. Whether you're an owner-occupant or investor, this property offers outstanding flexibility. The detached 2nd SF Home provides the opportunity to offset ownership costs with rental income, accommodate extended family with independent living space, or generate income from both homes. Properties offering two fully functional residences on one lot are uncommon, making this an exceptional opportunity with long-term income and appreciation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Duval County$465
Estimated total, before insurance$2,044/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,471/yr · $373/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $465
Insurance (est.): $190
Estimated Total Monthly
$2,234
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,417 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,471/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 3, 2026Closed$290,000
  • Aug 21, 2026Pending$290,000
  • Jul 16, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$106,500$793/11,35030.4
9369 Madison Avenue, Jacksonville, FL 32208Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$325,000$1644/31,97850.5
2241 Hilly Road, Jacksonville, FL 32208Listed by SOMEDAY HOMES REALTY, LLC.Aug 2026$225,000$1603/21,40770.5
2325 Ribault Scenic Drive, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$235,000$1253/21,887190.5
8023 Almar Place, Jacksonville, FL 32208Listed by OCEANSIDE REAL ESTATEJul 2026$219,900$1564/21,406370.7
1824 Rugby Road, Jacksonville, FL 32208Listed by WATSON REALTY CORPAug 2026$248,000$1464/21,6971730.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$151
Bedrooms6
Bathrooms3.00
Full Baths3
Square Footage1,924
Total Structure Area2,064 sq ft
Acres0.22 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address2308 Clyde Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRio Vista
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size9,583.2 sq ft
Parcel Number0366580000
ZoningSingle Family

Amenities

UtilitiesElectricity Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
FencingFenced, Chain Link
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market27
Tax Amount$4,470.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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