This home is in Jacksonville.
Sold·Closed Sep 30, 2026·67 days on market·Recent sales in Jacksonville
1648 Stafford Road
Jacksonville, FL 32208
About this home
Jacksonville
Looking for a move in ready, concrete block home? This is it! Freshly updated with new paint (inside and out), and new carpeting! This home combines classic character with modern convenience. The oversized primary suite provides a private retreat, complete with an en-suite bathroom and walk-in closet. A dedicated office area with built-in shelving and a versatile bonus room offer endless possibilities for working from home, entertaining, or creating additional living space. The functional layout includes a bright living area, central heating and air conditioning, an attached utility room with washer and dryer hookups, and ample parking for multiple vehicles. Situated on a generous fenced in lot, the property offers plenty of outdoor space for relaxing, gardening, or future improvements just minutes to the river! Recent neighborhood infrastructure upgrades, including city water and sewer connections and newly paved roads, add even more value to this move-in-ready home.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1951)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,346 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $135,538 | $135,538 | ▲ $4,480 |
| 2024 | $131,438 | $126,013 | ▲ $13,654 |
| 2023 | $122,331 | $114,558 | ▲ $2,289 |
| 2022 | $115,646 | $104,144 | — |
| 2021 | $94,677 | $94,677 | ▲ $3,643 |
| 2020 | $88,657 | $88,657 | — |
2025 property taxes (current owner): $2,789/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Closed$207,000
- Aug 24, 2026Active Under Contract$207,000
- Aug 17, 2026Price change$207,000−$5,000
- Jul 28, 2026Price change$212,000−$5,000
- Jul 7, 2026Price change$217,000−$6,000
- Jun 17, 2026Listed$223,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $124/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1546 Palmdale Street, Jacksonville, FL 32208Listed by NEXT LEVEL REALTY OF FL, INC. | Sep 2026 | $215,000 | $154 | 3/2 | 1,394 | 143 | 0.1 |
| 2153 Courtney Drive, Jacksonville, FL 32208Listed by COMPASS FLORIDA LLC | Oct 2026 | $230,000 | $166 | 3/2 | 1,383 | 6 | 0.4 |
| 1710 Rowe Avenue, Jacksonville, FL 32208Listed by RE FLORIDA HOMES LLC | Oct 2026 | $152,290 | $115 | 4/2 | 1,330 | 3 | 0.5 |
| 7853 Lueders Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLC | Sep 2026 | $230,000 | $190 | 3/2 | 1,209 | 43 | 0.6 |
| 8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLC | Sep 2026 | $110,000 | $88 | 4/2 | 1,248 | 23 | 0.7 |
| 7769 Calvin Street, Jacksonville, FL 32208Listed by REAL BROKER LLC | Sep 2026 | $232,500 | $192 | 3/2 | 1,209 | 54 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LISA DUKE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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