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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Jul 10, 2026·31 days on market·Recent sales in Amelia Island

8030 First Coast Highway 204

Fernandina Beach, FL 32034

$2,025,000sold priceListed at $2,090,000 · 96.9% of asking$915/sqftMLS# 2147753
3
Beds
3
Baths
2,214
Sq Ft
1999
Built
2
Garage
No
Pool
HOA $2045/moWaterfrontCondominium1 story

About this home

Fernandina Beach

Welcome to Seaside Retreat, an oceanfront luxury condominium offering breathtaking Atlantic Ocean sunrises and stunning Intracoastal sunsets on Amelia Island. This beautifully renovated second-floor, south-facing residence features private elevator access directly to a custom foyer and sweeping ocean views from the main living areas. The gourmet kitchen showcases quartz countertops, custom cabinetry, premium appliances, a built-in Miele coffee system, and designer finishes throughout. The spacious gathering room features a custom entertainment center and fireplace, creating the perfect space for relaxing or entertaining. The oceanfront primary suite offers a private sitting area, balcony access, oversized walk-in closet, and a luxurious bath with custom cabinetry and walk-in shower. Additional highlights include Pella windows and sliding doors, automatic hurricane shutters, blackout blinds, hardwood interior doors, two assigned underground parking spaces, and private storage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,217
Property taxesest. at asking price, Nassau County$2,796
HOAbilled monthly$2,045
Estimated total, before insurance$16,057/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,025,000
$405,000
Loan Term
Monthly Payment
$11,217
Principal & Interest: $11,217
Property taxes (est.): $2,796
Insurance (est.): $1,350
Estimated Total Monthly
$15,362
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,620,525$1,397,665—
2024$1,605,150$1,357,568—
2023$1,564,150$1,316,571—
2022$1,339,675$1,276,768—
2021$1,030,125$935,825—
2020$850,750$850,750—

Estimated taxes if purchased at asking price: ~$33,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$2,090,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $462/sq ft; this home is listed at $944/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2134 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$780,000$4623/3.51,6901531.5
2206 Boxwood Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$772,500$4972/21,55561.7
3323 Sea Marsh Road, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPAug 2026$565,000$3532/21,600111.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,090,000
Price / Sq Ft$944
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,214
Year Built1999
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address8030 First Coast Highway 204, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionSeaside Retreat Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000030060702040000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer
AppliancesDisposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered
Other StructuresTennis Court(s)

Additional Information

Date ListedMay 29, 2026
Days on Market31
HOA Fees$2,045 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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