This home is in Terra Pines South, St. Augustine — a home near St. Augustine High School.
$549,0004 bd · 3.5 ba · 2,757 sq ft
Active·91 days on market·Terra Pines South
1244 Terra Pines Boulevard
St. Augustine, FL 32092
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About this home
Terra Pines South
Welcome to Terra Pines, a hidden gem in St. Johns County where you can enjoy the best of Florida living with NO CDD fees & low HOA dues! Built just two years ago, this move-in ready 4-bedroom, 4-bath home sits on an impressive one-third acre lot backing to a heavily wooded preserve, offering exceptional privacy & peaceful views. Designed for both everyday living & entertaining, the open-concept floor plan seamlessly connects the gourmet kitchen, spacious family room, & dining area, creating the perfect gathering space. The kitchen features a large breakfast bar, while a convenient family entry off the 2-car garage helps keep everything organized. A private study on the main floor is ideal for a home office, library, or playroom. Upstairs, retreat to the expansive owner's suite featuring a spacious bath with dual vanities & oversized walk-in closets. Three additional bedrooms provide plenty of space for family and guests, including a fourth bedroom with its own private en-suite bath.
Next steps in Terra Pines South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park27 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area9 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 7 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 6 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Park15 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix4 min drive · 2875 State Rd 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:44 AM, sunset 5:35 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $437,076 | $213,316 | — |
| 2024 | $115,000 | $115,000 | — |
| 2023 | $115,000 | $115,000 | — |
2025 property taxes (current owner): $3,380/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 23, 2026Price change$549,000−$1,000
- Sep 30, 2026Price change$550,000−$5,000
- Sep 10, 2026Price change$555,000−$4,000
- Aug 28, 2026Price change$559,000−$6,000
- Aug 7, 2026Listed$565,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1264 Terra Pines Boulevard, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Dec 2025 | $570,000 | $173 | 5/4 | 3,286 | 113 | 0 |
| 471 Foal Ridge Drive, St. Augustine, FL 32092Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $546,732 | $166 | 5/4 | 3,287 | 27 | 0.2 |
| 428 Foal Ridge Drive, St. Augustine, FL 32092Listed by MALTBIE REALTY GROUP | Oct 2026 | $515,990 | $202 | 4/3 | 2,550 | 44 | 0.3 |
| 687 Foal Ridge Drive, St. Augustine, FL 32092Listed by NON MLS (realMLS) | Sep 2026 | $543,773 | $213 | 4/3 | 2,550 | 0 | 0.3 |
| 2616 S Waterleaf Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTY | Sep 2026 | $547,500 | $234 | 4/3 | 2,343 | 153 | 1.4 |
| 1560 Timber Trace Drive, St. Augustine, FL 32092Listed by JENSEN REAL ESTATE GROUP LLC | Apr 2026 | $380,000 | $165 | 3/2 | 2,300 | 339 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Terra Pines South
Terra Pines South is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32092.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines