Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stillwater, St. Johns — a waterfront home in St. Johns County.

Photo 1 / 67
Active

$560,0003 bd · 2 ba · 2,126 sq ft

Active·92 days on market·Stillwater

1444 Stillwater Boulevard

St. Johns, FL 32259

$560,000$263/sqftEst. $3,053/mo mortgageMLS# 2158843
3
Beds
2
Baths
2,126
Sq Ft
2023
Built
2
Garage
No
Pool

26 more homes for sale in Stillwater →Search Stillwater on the map

FEMA Zone XHOA $711/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Stillwater

*Back on the Market due to NO Fault of the Sellers* Welcome home to a rare opportunity in Stillwater Golf and Country Club, a 55+ active adult community in St. Johns, Florida, where thoughtful upgrades meet an unbeatable water to golf course view. This 3 bedroom, 2 bathroom home reflects true pride of ownership and a level of craftsmanship rarely found on the market. The thoughtful layout includes a dedicated office, ideal for working from home or a quiet retreat, along with a flex room tucked between two of the bedrooms, ready to serve as a playroom, den, home gym, or guest space to fit your needs. Step inside to discover custom closets throughout, including a fully outfitted pantry, offering effortless organization at every turn. The laundry room is elevated with custom cabinetry, while the garage impresses with built in cabinets, overhead storage, and a professional grade floor coating that is as functional as it is polished.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,053
Property taxesest. at asking price, St. Johns County$745
HOAbilled monthly$711
Estimated total, before insurance$4,509/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,738/yr · $562/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$3,053
Principal & Interest: $3,053
Property taxes (est.): $745
Insurance (est.): $373
Estimated Total Monthly
$4,172
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,738/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Active$560,000
  • Aug 29, 2026Active Under Contract$560,000
  • Aug 7, 2026Active$560,000
  • Aug 6, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $263/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$375,000$1993/21,8861740.1
80 Dogleg Run, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCOct 2026$390,000$2073/21,886990.3
154 Dogleg Run, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSSep 2026$320,000$1982/21,6201940.3
5001 Totem Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$775,000$3154/32,46320.4
4933 Blackhawk Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$675,000$3043/22,21910.4
70 Greenie Bend, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$430,000$2483/21,737640.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$560,000
Price / Sq Ft$263
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,126
Acres0.14 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1444 Stillwater Boulevard, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStillwater
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,098.4 sq ft
Parcel Number0098622270

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Management- On Site, Pickleball, Spa/Hot Tub
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewGolf Course, Pond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Lot DescriptionOn Golf Course
Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 7, 2026
Days on Market92
HOA Fees$710.87 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,738.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stillwater

Stillwater is a neighborhood in Fruit Cove, FL (St. Johns County), ZIP 32259.

View all Stillwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines