Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a waterfront home in St. Johns County.

Photo 1 / 70
Active

Active·Listed today

199 Canopy Hall Drive

St. Augustine, FL 32095

$1,675,000$456/sqftEst. $8,540/moMLS# 2158434
4
Beds
4
Baths
3,676
Sq Ft
2022
Built
3
Garage
No
Pool

About this home

St. Augustine

Welcome to Marsh Point, an intimate gated community tucked along Casa Cola Creek, where this custom-built Riverside Homes residence sits on just over an acre with its own private dock offering direct creek access perfect for small vessels. Designed for both everyday living and entertaining, the open-concept floor plan showcases wood-grain tile flooring throughout the main living areas, soaring vaulted ceilings with decorative beams in the family room, and a wall of windows that fills the home with natural light. An office with custom built-in cabinetry creates an ideal work-from-home space. At the center of the home, the gourmet kitchen features an oversized quartz island, designer range hood, accent lighting, a full Bosch appliance package, and a spacious pantry complete with a built-in beverage cooler. The adjoining café offers picturesque backyard views while providing the perfect spot for gathering family and friends.

Cost to own

Mortgage calculator

$1,675,000
$335,000
Loan Term
Monthly Payment
$8,540
Principal & Interest: $8,540
Property taxes (est.): $2,229
Insurance (est.): $1,117
Estimated Total Monthly
$11,886
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$8,540
Property taxesest. at asking price, St. Johns County$2,229
HOAbilled monthly$210
Estimated total, before insurance$10,979/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,117/yr · $1,176/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,117/yr

Estimated taxes if purchased at asking price: ~$26,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Listed$1,675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,675,000
Price / Sq Ft$456
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,676
Acres1.07 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

Community Information

Address199 Canopy Hall Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMarsh Point
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size46,609.2 sq ft
Parcel Number0747610090

Amenities

AmenitiesOther, Gated
UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached
ViewCreek/Stream, Trees/Woods
Waterfront TypeCreek

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Entrance Foyer, Kitchen Island, Pantry, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Sink
SecuritySecurity Gate

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street
Patio / PorchFront Porch, Rear Porch, Screened
FencingOther
RoofMetal, Shingle
ConstructionFiber Cement

Additional Information

Date ListedAugust 4, 2026
Days on Market0
HOA Fees$210 / Monthly
HOA FrequencyMonthly
Tax Amount$14,117.01
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

8/9/2026

1:00 pm - 3:00 pm

Contact Krista Fracke