This home is in St. Augustine — a waterfront home in St. Johns County.
$1,548,5005 bd · 4 ba · 3,676 sq ft
Active·95 days on market
199 Canopy Hall Drive
St. Augustine, FL 32095
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About this home
St. Augustine
Welcome to Marsh Point, an intimate gated community tucked along Casa Cola Creek, where this custom-built Riverside Homes residence sits on just over an acre with its own private dock offering direct creek access perfect for small vessels. Designed for both everyday living and entertaining, the open-concept floor plan showcases wood-grain tile flooring throughout the main living areas, soaring vaulted ceilings with decorative beams in the family room, and a wall of windows that fills the home with natural light. An office with custom built-in cabinetry creates an ideal work-from-home space. At the center of the home, the gourmet kitchen features an oversized quartz island, designer range hood, accent lighting, a full Bosch appliance package, and a spacious pantry complete with a built-in beverage cooler. The adjoining café offers picturesque backyard views while providing the perfect spot for gathering family and friends.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Mostly Zone X (shaded): 50% of this 1.1-acre lot is outside FEMA's high-risk flood zones
The other 50% is Zone AE (50%). Lenders decide flood insurance by where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal, Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,702 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Areaabout 2 mi · 24 parking spaces
Closest park or preserve
Stokes Landing Conservation Areaabout 2 mi · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 4 mi · Guana River
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 3 mi · Robinson Creek - Tolomato River
Closest youth league fields
Palencia Parkabout 4 mi · Baseball
Closest grocery store
Publixabout 4 mi · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:44 AM, sunset 5:34 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $14,117/yr
Estimated taxes if purchased at asking price: ~$24,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 21, 2026Price change$1,548,500−$10,500
- Oct 10, 2026Price change$1,559,000−$40,000
- Sep 25, 2026Price change$1,599,000−$26,000
- Sep 22, 2026Price change$1,625,000−$25,000
- Aug 27, 2026Price change$1,650,000−$25,000
- Aug 4, 2026Listed$1,675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $317/sq ft; this home is listed at $421/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 108 Canopy Hall Drive, St. Augustine, FL 32095Listed by WATSON REALTY CORP | Jun 2026 | $1,533,555 | $356 | 5/5 | 4,309 | 30 | 0.1 |
| 5655 Capo Island Road, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $915,000 | $325 | 3/2.5 | 2,819 | 34 | 0.3 |
| 124 Istoria Drive, St. Augustine, FL 32095Listed by NON MLS (realMLS) | Aug 2026 | $1,000,000 | $286 | 4/3 | 3,501 | 0 | 0.4 |
| 118 Historic Brick Lane, St. Augustine, FL 32095Listed by PERRY HOMES | May 2026 | $949,881 | $317 | 3/2.5 | 2,999 | 143 | 0.5 |
| 506 Honeycomb Trail, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jul 2026 | $459,900 | $174 | 4/2.5 | 2,642 | 47 | 0.8 |
| 70 Salazar Street, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $525,000 | $191 | 3/3 | 2,746 | 15 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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