Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in WGV Heritage Landing, St. Augustine.

1 / 43

Sold

Sold·Closed Aug 21, 2026·6 days on market·Recent sales in WGV Heritage Landing·WGV Heritage Landing

704 Waterlily Way

St. Augustine, FL 32092

$365,000sold priceListed at $379,000 · 96.3% of asking$194/sqftMLS# 2158399

Beds

2.5

Baths

1,882

Sq Ft

2006

Built

Garage

Pool

10 more homes for sale in WGV Heritage Landing →Search WGV Heritage Landing on the map

FEMA Zone XHOA $11/moSingle Family Residence1 story

About this home

WGV Heritage Landing

Welcome to 704 Waterlily Way in the highly desirable Heritage Landing community of World Golf Village! This beautifully maintained 3-bedroom, 2.5-bathroom home offers 1,882 sq. ft. of comfortable living space with a functional split floor plan. Features include a courtyard-entry 2-car garage, updated bathrooms, and a screened back porch with motorized retractable screens, perfect for relaxing or entertaining year-round. The home is just a short walk to the community pool and amenity center where residents enjoy resort-style amenities including pools with a waterslide, tennis and pickleball courts, fitness center, clubhouse, playgrounds, sports fields, and walking trails. Conveniently located near top-rated St. Johns County schools, shopping, dining, I-95, and historic downtown St. Augustine, this home offers the perfect blend of comfort, convenience, and community.

Next steps in WGV Heritage Landing

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022

Property taxesest. at asking price, St. Johns County$486

HOAbilled annually$11

Estimated total, before insurance$2,519/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$365,000

Down Payment: 20%

$73,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,022

Principal & Interest: $2,022

Property taxes (est.): $486

Insurance (est.): $243

Estimated Total Monthly

$2,751

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 22, 2026Closed$379,000
Aug 10, 2026Pending$379,000
Aug 3, 2026Listed$379,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $201/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1082 Three Forks Court, St. Augustine, FL 32092Listed by WATSON REALTY CORP	Aug 2026	$360,000	$206	4/2	1,746	6	0.3
2748 Spinnerbait Court, St. Augustine, FL 32092Listed by WATSON REALTY CORP	Aug 2026	$390,000	$211	3/2	1,850	2	0.5
712 Flowers Street, St. Augustine, FL 32092Listed by FLORIDA CONCIERGE REAL ESTATE	Aug 2026	$395,000	$180	4/2	2,198	49	0.6
757 Flowers Street, St. Augustine, FL 32092Listed by WATSON REALTY CORP	Aug 2026	$524,900	$236	5/3	2,221	12	0.6
269 Athens Drive, St. Augustine, FL 32092Listed by ENTERA REALTY LLC	Jul 2026	$451,500	$199	4/3	2,266	31	1.2
39 Athens Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORP	Sep 2026	$500,000	$220	4/2	2,268	151	1.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,000

Price / Sq Ft$201

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,882

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address704 Waterlily Way, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Heritage Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2881032900

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

Additional Information

Date ListedAugust 3, 2026

Days on Market6

HOA Fees$135 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: MILITARY REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About WGV Heritage Landing

WGV Heritage Landing is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all WGV Heritage Landing homes for sale →

Keep looking

More homes in WGV Heritage Landing

View all WGV Heritage Landing homes →