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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in WGV Heritage Landing, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Aug 24, 2026·6 days on market·Recent sales in WGV Heritage Landing·WGV Heritage Landing

1082 Three Forks Court

St. Augustine, FL 32092

$360,000sold priceListed at $360,000 · 100% of asking$206/sqftMLS# 2155790
4
Beds
2
Baths
1,746
Sq Ft
2004
Built
2
Garage
No
Pool

10 more homes for sale in WGV Heritage Landing →Search WGV Heritage Landing on the map

FEMA Zone XHOA $11/mo6,098 sqft lotSingle Family Residence1 story

About this home

WGV Heritage Landing

Gorgeous Renovated Home with newer HVAC system December 2023, Brand New whole House Soft Water System June 2026, Smart house features and 50 year shingle Roof installed in December 2018. Upgraded Baths. In desired Community of Heritage Landing with Resort Style Amenities. Open concept large Living room, High vaulted ceilings, he's and hers walk-in closets, large tub, stunning glass French doors, spacey laundry room, custom repainted White kitchen cabinets, Laminate flooring in all 4 bedrooms, big front and backyard and so much more. Community features 2 swimming pools with water slide, playground, soccer field, 2 tennis courts, 4 Pickle Ball courts, outdoor movie theater with fire pit, volleyball, 2 basketball courts, fitness center, boat and RV storage, Nature trails and more. Located within a Top-Rated St Johns County with A+ Rated Schools. This home is minutes from Shopping Center and Costco, All Mayor Restaurants, soon to build Walmart and more. Book Your Showing Today

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, St. Johns County$479
HOAbilled annually$11
Estimated total, before insurance$2,484/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,003/yr · $417/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,713
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,626 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,003/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 29, 2026Closed$360,000
  • Jul 28, 2026Pending$360,000
  • Jul 21, 2026Active$360,000
  • Jul 16, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
712 Flowers Street, St. Augustine, FL 32092Listed by FLORIDA CONCIERGE REAL ESTATEAug 2026$395,000$1804/22,198490.3
757 Flowers Street, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$524,900$2365/32,221120.3
704 Waterlily Way, St. Augustine, FL 32092Listed by MILITARY REALTY INCAug 2026$365,000$1943/2.51,88260.3
2748 Spinnerbait Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$390,000$2113/21,85020.4
269 Athens Drive, St. Augustine, FL 32092Listed by ENTERA REALTY LLCJul 2026$451,500$1994/32,266311.1
39 Athens Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$500,000$2204/22,2681511.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000
Price / Sq Ft$206
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,746
Acres0.14 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address1082 Three Forks Court, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv Heritage Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,098.4 sq ft
Parcel Number2881030780
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Covered, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Deck, Patio
FencingFenced, Back Yard, Full, Privacy, Wood
RoofShingle
ConstructionFrame, Stucco
Other StructuresGazebo, Shed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedJuly 22, 2026
Days on Market6
HOA Fees$135 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,002.84
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About WGV Heritage Landing

WGV Heritage Landing is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all WGV Heritage Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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