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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Jul 23, 2026·9 days on market·Recent sales in Sawgrass·Sawgrass

128 Nandina Circle

Ponte Vedra Beach, FL 32082

$1,295,000sold priceListed at $1,350,000 · 95.9% of asking$510/sqftMLS# 2145951
3
Beds
2.5
Baths
2,540
Sq Ft
1982
Built
2
Garage
No
Pool

9 more homes for sale in Sawgrass →Search Sawgrass on the map

HOA $90/mo16,988 sqft lotSingle Family Residence1 story

About this home

Sawgrass

Welcome to the peaceful enclave of Water Oak in TPC Sawgrass Players Club! This beautifully renovated one-story home blends timeless charm with modern style! Filled with abundant natural light from picture windows & a private courtyard atrium, this inviting floor plan showcases vaulted & beamed ceilings, a cozy fireplace, built-in shelves, stylish accent walls & doors! The renovated kitchen features detailed cabinetry, quartz counters & black stainless steel appliances that flow seamlessly into the spacious living & dining areas. In addition to 3 generously sized bedrooms, the home also offers a versatile office space & butler pantry/laundry room! Enjoy outdoor living on the screened lanai or patio overlooking the expansive & scenic backyard shaded by majestic live oaks! Plenty of room to add a pool or summer kitchen! Community pool, playground & athletic fields, w/optional memberships for golf, tennis & pickleball. St.Johns County schools & minutes to the beach, shops, dining & more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,173
Property taxesest. at asking price, St. Johns County$1,723
HOAbilled quarterly$90
Estimated total, before insurance$8,987/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,295,000
$259,000
Loan Term
Monthly Payment
$7,173
Principal & Interest: $7,173
Property taxes (est.): $1,723
Insurance (est.): $863
Estimated Total Monthly
$9,760
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,243 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$824,014$682,368—
2024$758,430$620,335—
2023$731,294$563,941—
2022$706,268$512,674—
2021$466,067$466,067—
2020$467,007$464,708—

Estimated taxes if purchased at asking price: ~$20,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Closed$1,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $417/sq ft; this home is listed at $531/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6017 Bridge Water Circle, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTSAug 2026$900,000$4653/31,936420.2
4322 Blue Heron Drive, Ponte Vedra Beach, FL 32082Listed by FLUID REALTY, LLC.Jun 2026$975,000$3943/22,476240.2
5119 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$895,000$4173/2.52,1481880.3
97 Veranda Court, Ponte Vedra Beach, FL 32082Listed by HOUSE & HAVENJun 2026$809,000$4123/21,96270.3
3039 Cypress Creek Drive E, Ponte Vedra Beach, FL 32082Listed by 904 FINE HOMESJun 2026$1,225,000$4744/32,585180.3
113 Oak View Circle, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$755,000$3224/32,344280.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,350,000
Price / Sq Ft$531
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,540
Acres0.39 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address128 Nandina Circle, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawgrass Players Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size16,988.4 sq ft
Parcel Number0622850280
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Gated, Park, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric, Wood Burning
# of Stories1
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecurityGated with Guard

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened, Side Porch
RoofShingle

Additional Information

Date ListedMay 23, 2026
Days on Market9
HOA Fees$271 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines