This home is in Jacksonville — a waterfront home in Jacksonville.
Active·12 days on market
3729 Trout River Boulevard
Jacksonville, FL 32208
About this home
Jacksonville
Welcome to 3729 Trout River Blvd, where riverfront living meets space, flexibility, and character. Situated on just over half an acre with approximately 70 feet of Trout River frontage, this tastefully updated 1961 split-level offers 2,280 heated square feet and abundant natural light. The upper level features three bedrooms and two full baths, while the lower level offers flexible living space with its own full bath--ideal for guests, a home office, or multigenerational living. A large attached workshop and separate outbuilding provide plenty of room for hobbies, projects, and storage. On well and septic. Flood zone AE. Flood insurance is likely to be required by a lender and has been quoted at $750/yr by Brightway.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,477/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,135 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 26, 2026Price change$374,500−$500
- Aug 25, 2026Active$375,000
- Aug 3, 2026Listed$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BOLD CITY REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Edmondsons Beverly
Active$320,000MLS# 2158172Est. $1,703/mo9834 Winston Street, Jacksonville, FL 322084 Beds2 Baths2,003 sqftOnce a single-family home, now a smartly converted 2-unit income property on over HALF an acre of open land in…
ResidentialNATIVE SUN REALTY INC
Pending$295,000MLS# 2146685Est. $1,570/mo9811 Ridge Blvd Boulevard, Jacksonville, FL 322083 Beds2 Baths1,600 sqftCharming 3-bedroom, 2-bath home that has been completely renovated and is truly turnkey ready. Featuring a bright, open…
ResidentialKELLER WILLIAMS JACKSONVILLE
Active$244,999MLS# 2147110Est. $1,304/mo3508 Trout River Boulevard, Jacksonville, FL 322083 Beds2 Baths1,653 sqftLABOR DAY OPEN HOUSE 09/07 11A-1:30P Welcome home! This home is TURN KEY and ready for the next buyer! This completely…
ResidentialPROVINCE REALTY GROUP LLC
Active$150,000MLS# 2160473Est. $798/mo9248 Ridge Boulevard, Jacksonville, FL 322083 Beds1 Baths1,790 sqftInvestor special. Keep and renovate or demo and build new. With over 1 acre you could possibly split the lot and build…
ResidentialHERRON REAL ESTATE LLC
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines