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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 17, 2026·47 days on market·Recent sales in Jacksonville

3736 Rose Street

Jacksonville, FL 32208

$80,000sold priceListed at $88,400 · 90.5% of asking$40/sqftMLS# 2148697
3
Beds
2
Baths
2,024
Sq Ft
1961
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.46 acresSingle Family Residence1 story

About this home

Jacksonville

AUCTION. Your renovation ideas are needed to restore this spacious ranch home. The original property floor plan features 3 beds, 2 baths, living-dining combo, and a kitchen with an eating nook. Multiple conversions were completed to alter the current floor plan to add additional rooms. The garage has been converted and would require renovations. Home sits on a large lot with additional storage structures and a patio. USE CAUTION - THRASH out may not be completed in all structures - roof damage is present. Home has a WELL AND SEPTIC with NO HVAC. Property will require many repairs and updates to include roof, flooring and room conversions. USE CAUTION throughout as water damage was reported. Home is sold as-is with NO property disclosure or inspection reports. Gather your custom design ideas and make this one your next project.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$443
Property taxesest. at asking price, Duval County$131
Estimated total, before insurance$574/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,087/yr · $91/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$80,000
$16,000
Loan Term
Monthly Payment
$443
Principal & Interest: $443
Property taxes (est.): $131
Insurance (est.): $53
Estimated Total Monthly
$627
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,401 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $127,400 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$152,288$30,434—
2024$140,949$28,869—
2023$146,627$26,572—
2022$126,988$25,000—
2021$105,879$25,000▲ $570
2020$102,036$25,000▲ $4,224

2025 property taxes (current owner): $1,087/yr

Estimated taxes if purchased at asking price: ~$1,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 30, 2026Closed$88,400
  • Jul 21, 2026Pending$88,400
  • Jun 4, 2026Listed$88,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $124/sq ft; this home is listed at $44/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3004 Donna Drive, Jacksonville, FL 32208Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$199,900$1083/21,84551
4906 Chivalry Drive, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERYJul 2026$208,000$1243/21,678931
2308 Clyde Drive, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$285,000$1486/31,924271.1
4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$176,000$1243/21,4221641.1
4017 Clearbrook Cove Road, Jacksonville, FL 32218Listed by INTEGRITY KEY REALTY LLCSep 2026$234,000$1264/21,855351.1
4804 Churchill Drive, Jacksonville, FL 32208Listed by EVERYSTATE INCSep 2026$185,000$1163/21,592711.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$88,400
Price / Sq Ft$44
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,024
Acres0.46 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3736 Rose Street, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionBremer Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size20,037.6 sq ft
Parcel Number0376610000
ZoningResidential

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewOther

Interior

Interior FeaturesOther
AppliancesNone
CoolingWall/Window Unit(s)
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne

Exterior

FencingOther
RoofShingle
ConstructionBrick
Other StructuresOther

Additional Information

Date ListedJune 4, 2026
Days on Market47
Tax Amount$1,087.09
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALHOME SERVICES AND SOLUTIONS INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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