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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·93 days on market·Recent sales in Jacksonville

4906 Chivalry Drive

Jacksonville, FL 32208

$208,000sold priceListed at $208,000 · 100% of asking$124/sqftMLS# 2136877
3
Beds
2
Baths
1,678
Sq Ft
1964
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome Home to 4906 Chivalry Dr! This 3BR/2BA corner-lot home updated in 2023 (HVAC, windows, glass slider, and water heater) and features a 2019 roof. Step inside to a bright, open-concept living room that flows right into the dining area and updated kitchen. Just off the kitchen is the home's standout feature: a massive bonus flex room with a closet & private entrance! Create the ideal space to suit your lifestyle. Next to the kitchen is a oversized indoor laundry room. Down the hall, you will find the primary bedroom with updated private ensuite with tiled shower, two guest bedrooms, and a renovated guest bath. Finally, step out the new slider to enjoy the spacious yard. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,152
Property taxesest. at asking price, Duval County$340
Estimated total, before insurance$1,492/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,534/yr · $295/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$208,000
$41,600
Loan Term
Monthly Payment
$1,152
Principal & Interest: $1,152
Property taxes (est.): $340
Insurance (est.): $139
Estimated Total Monthly
$1,630
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,508 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$177,565$177,565—
2024$169,433$169,433▲ $25,897
2023$149,238$149,238▲ $5,288
2022$138,561$34,069—
2021$110,420$31,621▼ $4,357
2020$111,383$30,495▲ $4,560

2025 property taxes (current owner): $3,534/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Closed$208,000
  • Jul 31, 2026Pending$208,000
  • Mar 26, 2026Listed$208,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $124/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$176,000$1243/21,4221640.5
5881 Victoria Creek Lane, Jacksonville, FL 32219Listed by D R HORTON REALTY INCSep 2026$258,000$1733/2.51,492590.8
7924 Longspur Avenue, Jacksonville, FL 32219Listed by NATIVE SUN REALTY INCSep 2026$221,000$1404/21,582550.9
4017 Clearbrook Cove Road, Jacksonville, FL 32218Listed by INTEGRITY KEY REALTY LLCSep 2026$234,000$1264/21,855350.9
10016 Spotted Sea Drive, Jacksonville, FL 32219Listed by ASHTON WOODS FLORIDA REALTY LLCSep 2026$327,990$1804/21,827321
4804 Churchill Drive, Jacksonville, FL 32208Listed by EVERYSTATE INCSep 2026$185,000$1163/21,592711

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$208,000
Price / Sq Ft$124
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,678
Total Structure Area1,678 sq ft
Acres0.23 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address4906 Chivalry Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionSherwood Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size10,018.8 sq ft
Lot Dimensions95x120
Parcel Number0389740000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Off Street

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesNone
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
FencingChain Link
RoofShingle
ConstructionBrick, Frame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 26, 2026
Days on Market93
Tax Amount$3,534.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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