This home is in St. Augustine.
$899,0003 bd · 2 ba · 1,660 sq ft
Active·95 days on market
7900 Hardwood Landing Road
St. Augustine, FL 32092
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
This incredible property has so much potential! Whether you're considering subdividing, owning an AirBnB, having a multiple income property or just building a family compound, this parcel can do it all! This property is already zoned to be subdivided into 9 individual lots and presents a valuable opportunity for a builder or developer. If you're looking to build a family compound or if running an AirBnB empire is your thing, this parcel has a 3/2 renovated farm house as well as two outbuildings which could be additional ADUs or other income producing properties. The renovated farmhouse is charming from the front porch to the brand new kitchen. With laminate flooring throughout, the rooms flow and offer several configuration options. The kitchens and bathrooms are all brand new and you won't be disappointed to build your future on this unicorn parcel.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 3.2-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1915)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,535 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 14 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 5 mi · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 2 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 8 mi · St. Johns River
Closest youth league fields
Durbin Crossing Parkabout 5 mi · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publixabout 3 mi · 1975 Silverleaf Pkwy, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,384/yr
Estimated taxes if purchased at asking price: ~$14,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 5, 2026Price change$899,000−$30,900
- Sep 24, 2026Price change$929,900−$49,100
- Aug 3, 2026Listed$979,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $542/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 318 Bedford Terrace, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | Oct 2026 | $444,000 | $254 | 3/2 | 1,746 | 175 | 0.9 |
| 149 Cedar Knoll Circle, St. Augustine, FL 32092Listed by NON MLS (realMLS) | Oct 2026 | $545,000 | $273 | 3/2 | 2,000 | 15 | 0.9 |
| 254 Seaforth Drive, St. Augustine, FL 32092Listed by IHEART REALTY INC | Sep 2026 | $494,500 | $244 | 4/3 | 2,028 | 35 | 0.9 |
| 196 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $460,000 | $234 | 4/2.5 | 1,968 | 82 | 0.9 |
| 182 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $470,000 | $261 | 4/2 | 1,798 | 60 | 0.9 |
| 193 Pine Leaf Drive Drive 177, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | Oct 2026 | $589,000 | $278 | 4/3 | 2,115 | 64 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RED DOOR REALTY GROUP, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Normandy
For RentLease
928 Granville RoadJacksonville, FL 32205
3 bd · 1 ba · 1,284 sq ft
$1,500/moWelcome to this lovely brick home featuring 3 bedrooms and 1 bathroom, thoughtfully designed with a separate living…
Listing Office: doorvine realty llc
For RentLease
804 La Marche DriveJacksonville, FL 32205
3 bd · 2 ba · 1,182 sq ft
$1,395/moWelcome to 804 La Marche Dr. in Jacksonville, FL! Located in the favorable neighborhood of Normandy Village. This…
Listing Office: tg property management
Keep looking
Similar homes in St. Augustine
Explore the area
More in St. Augustine
St. Augustine guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines