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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Sep 25, 2026·35 days on market·Recent sales in Shearwater·Shearwater

254 Seaforth Drive

St. Augustine, FL 32092

$494,500sold priceListed at $494,500 · 100% of asking$244/sqftMLS# 2152036
4
Beds
3
Baths
2,028
Sq Ft
2024
Built
2
Garage
No
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

FEMA Zone XHOA $20/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Shearwater

This better than new Trevi floor plan with a beautiful water-to-preserve view is now available in Shearwater! You will love relaxing on the screened lanai enjoying this prime lot that had a $42k builder premium. Awesome kitchen with double ovens and gas stove. Upgraded ceiling fans and gutters & downspouts. Great location on a cul-de-sac street that is conveniently located close to the new Trout Creek Academy & the Shearwater Community Park & Library that is under construction. Enjoy the Shearwater lifestyle with over 13 miles of walking trails, dog park, community garden, Outpost Pavilion Adventure Park & boardwalk trail to kayak/canoe launch access point on Trout Creek. Kayak Club features a Wi-Fi Cafe & conference room, Har-Tru Clay tennis courts, resort-style lagoon pool, multi-lane lap pool, lazy river, 3-story water tower, and fitness center.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,739
Property taxesest. at asking price, St. Johns County$658
HOAbilled annually$20
Estimated total, before insurance$3,417/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,609/yr · $717/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$494,500
$98,900
Loan Term
Monthly Payment
$2,739
Principal & Interest: $2,739
Property taxes (est.): $658
Insurance (est.): $330
Estimated Total Monthly
$3,727
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $6,057,700 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$413,037$413,037—
2024$115,000$115,000—

2025 property taxes (current owner): $8,609/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 25, 2026Closed$494,500
  • Sep 16, 2026Price change$494,500−$5,000
  • Jun 24, 2026Listed$499,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
39 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$510,000$2194/2.52,327460.2
31 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$545,000$2184/32,500460.2
196 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$460,000$2344/2.51,968820.2
182 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$470,000$2614/21,798600.2
33 Martha Court, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$475,000$2004/32,380570.3
153 Chalet Court, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$409,000$2443/21,67420.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$494,500
Price / Sq Ft$244
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,028
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address254 Seaforth Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,098.4 sq ft
Parcel Number0100210710
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 17, 2026
Days on Market35
HOA Fees$238 / Annually
HOA FrequencyAnnually
Tax Amount$8,609.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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