This home is in Jacksonville — a waterfront home in Jacksonville.
$485,0004 bd · 2.5 ba · 2,885 sq ft
Active·100 days on market
2410 Cedar Shores Circle
Jacksonville, FL 32210
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Interest rates don't apply here people, Why do you ask? Because there are two living areas in this home and you can rent out half to cover part of your mortgage payment.You can purchase this house RENT TO OWN for one month's rent plus security deposit, you can buy it with a VA loan zero down payment or an FHA for 3.5% down if you qualify. Perfect for house hacking. It's a no brainer! Fully Furnished. Extra large driveway. New flooring and paint spray foam insulation, newer energy efficient windows, new electric upgrade, waterfront with dock, back up diesel generator, natural hardwoods, brand new range, pocket doors, bonus room, 2 large outdoor patios, fire pit, no HOA located between Avondale and Ortega, minutes from Downtown, this house has and a proven income record and is a path to building wealth act now and build wealth.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,473 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 21 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 4 mi · 4 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 0.5 mi · Cedar River
Closest kayak & paddleboard launch
Seminole Park Paddlecraft Accessabout 2 mi · Ortega River
Closest youth league fields
Mary Lena Gibbsabout 1 mi · Basketball
Closest grocery store
Aldiabout 0.2 mi · 3538 Blanding Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 26, 2026Price change$485,000−$10,000
- Aug 2, 2026Listed$495,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $143/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1900 Lake Shore Boulevard, Jacksonville, FL 32210Listed by X FACTOR SUCCESS REALTY | Aug 2026 | $598,750 | $216 | 4/3 | 2,768 | 156 | 0.7 |
| 2617 Lake Shore Boulevard, Jacksonville, FL 32210Listed by ANCHORED REAL ESTATE GROUP LLC | Jul 2026 | $245,000 | $114 | 4/3 | 2,153 | 353 | 0.7 |
| 6450 Hyde Grove Avenue, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $310,000 | $106 | 4/3.5 | 2,919 | 39 | 0.8 |
| 4229 Buck Point Road, Jacksonville, FL 32210Listed by HONEYCOMB REALTY LLC | Sep 2026 | $374,900 | $143 | 4/2.5 | 2,616 | 17 | 0.8 |
| 4254 Confederate Point Road, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $350,000 | $135 | 3/2.5 | 2,594 | 12 | 0.9 |
| 4348 Savannah Avenue, Jacksonville, FL 32210Listed by SMILEEHOUSE AUCTION CO LLC | Aug 2026 | $345,000 | $169 | 4/2 | 2,042 | 51 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Cedar Shores
For Sale2432 Cedar Shores CircleJacksonville, FL 32210
3 bd · 2.5 ba · 1,764 sq ft
$550,000Est. $2,927/moWATERFRONT LIVING WITHOUT THE WATERFRONT PRICE TAG! Welcome to your own slice of paradise, where afternoons on the…
Listing Office: berkshire hathaway homeservices florida network realty
For RentLease
2410 Cedar Shores CircleJacksonville, FL 32210
4 bd · 2.5 ba · 2,870 sq ft
$2,982/moRent to own opportunity terms only. Why? Because there are two living areas in this home and you can rent out half to…
Listing Office: exp realty llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines