Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·15 days on market

4254 Confederate Point Road

Jacksonville, FL 32210

$365,000$141/sqftEst. $1,882/moMLS# 2156437

Beds

Baths

2,594

Sq Ft

1970

Built

Garage

Pool

About this home

Jacksonville

Welcome to 4254 Confederate Point Rd! Situated on a spacious corner lot in a well-known, established Jacksonville neighborhood, this 3-bedroom, 2.5-bath home offers an impressive 2,594 square feet of living space and plenty of room to make your own. The versatile floor plan features multiple living and entertaining areas, including a spacious family room highlighted by a classic brick fireplace and built-in shelving. The kitchen offers white cabinetry, stainless steel appliances, granite countertops, and a tiled backsplash. Throughout the home, generous room sizes provide flexibility for everyday living, entertaining, a home office, or additional flex space. Outside, enjoy a large fenced backyard, expansive paver patio, and covered gazebo--perfect for relaxing or gathering with family and friends. With its spacious layout, corner-lot setting, and convenient location near shopping, dining, schools, and major roadways, this home offers a great opportunity to add your personal touches!

Cost to own

Mortgage calculator

Home Price

$365,000

Down Payment: 20%

$73,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,882

Principal & Interest: $1,882

Property taxes (est.): $596

Insurance (est.): $243

Estimated Total Monthly

$2,722

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,882

Property taxesest. at asking price, Duval County$596

Estimated total, before insurance$2,478/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History