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This home is in Jacksonville — a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·43 days on market

1900 Lake Shore Boulevard

Jacksonville, FL 32210

$598,750$216/sqftEst. $3,053/moMLS# 2130425

Beds

Baths

2,768

Sq Ft

1945

Built

Garage

Yes

Pool

About this home

Jacksonville

1945 solid block house fully renovated. Listed way,way below market value for a waterfront home with a pool. Instant equity! This move-in ready riverfront gem offers the ultimate Florida lifestyle for a fraction of the cost. Perfect as a personal home or a lucrative investment with a Short-Term Rental forecast of $80k+ annual gross revenue. Enjoy a private pool, putting green, boat dock, and an expansive patio built for entertaining alongside spectacular views of ancient oaks and the Cedar River. Inside features real hardwood floors, an enormous kitchen, a gorgeous primary bath, and flex space. Unique bonus: a rare Florida basement equipped with sump pumps for storage. The home has nearly $220K in upgrades. This 4BR/3BA home is a reverse floor plan with the back of the house designed to showcase the back yard entertaining areas and the waterfront. Sit in the back lanai area and just watch the boats slip past on the weekends Come for the view, stay for lifestyle!

Cost to own

Mortgage calculator

Home Price

$598,750

Down Payment: 20%

$119,750

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,053

Principal & Interest: $3,053

Property taxes (est.): $978

Insurance (est.): $399

Estimated Total Monthly

$4,430

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,053

Property taxesest. at asking price, Duval County$978

Estimated total, before insurance$4,031/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,222/yr · $269/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$308,201	$150,789	—
2024	$279,094	$145,832	▼ $939
2023	$280,420	$140,129	—
2022	$268,979	$134,592	—
2021	$184,021	$129,216	▼ $121
2020	$179,302	$126,742	—

2025 property taxes (current owner): $3,222/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1945)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Active Under Contract$598,750
Jun 22, 2026Listed$598,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$598,750

Price / Sq Ft$216

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,768

Total Structure Area4,212 sq ft

Acres0.51 acres

Year Built1945

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Spanish

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryHyde Grove

MiddleLake Shore

HighRiverside

Community Information

Address1900 Lake Shore Boulevard, Jacksonville, FL 32210

Area052-Lakeshore

SubdivisionCedar Springs

CityJacksonville

CountyDuval

StateFL

Zip Code32210

Lot Size22,215.6 sq ft

Lot Dimensions70 x 423 x 75 x 417

Parcel Number0686970000

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewPool, River, Trees/Woods, Water

Waterfront TypeNavigable Water, River Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, In-Law Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Multi Units

FlooringCarpet, Tile, Wood

# of Stories2

LevelsMulti/Split

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Window FeaturesSkylight(s)

SecuritySmoke Detector(s)