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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Kettering at eTown, Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today·Kettering at eTown

11209 Strategy Court

Jacksonville, FL 32256

$639,000$286/sqftEst. $3,288/moMLS# 2158144
4
Beds
2
Baths
2,234
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Kettering at eTown

**Lender credit of up to $4,000 for qualified buyers with preferred lender** Welcome to this move in ready home nestled on a quiet cul-de-sac. In the desirable Kettering at E-Town, with major upgrades throughout the home. Beautiful accent fireplace stone wall that gives this home a beautiful unique touch. Motorized blinds throughout the living room for efficiency. Brand new water treatment system, brand new fresh landscaping that gives this home an elegant and clean look from the outside. Step inside and see the luxurious and open layout perfect for growing families. An abundance of cabinetry, large Quartz island perfect for entertaining and enjoying everyday meals. Owner's suite showcases a gorgeous bay window & walk-in closet. This home showcases luxury, energy efficiency, and class through out.

Cost to own

Mortgage calculator

$639,000
$127,800
Loan Term
Monthly Payment
$3,288
Principal & Interest: $3,288
Property taxes (est.): $1,043
Insurance (est.): $426
Estimated Total Monthly
$4,758
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,288
Property taxesest. at asking price, Duval County$1,043
HOAbilled annually$36
Estimated total, before insurance$4,367/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,581/yr · $798/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,581/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 14, 2026Active$639,000
  • Jul 31, 2026Listed$639,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$639,000
Price / Sq Ft$286
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,234
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address11209 Strategy Court, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionKettering at eTown
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot DimensionsCul-De-Sac
Parcel Number1677624535
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management - Full Time, Park, Playground, Security, Trash
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan
AppliancesDishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air, Zoned
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Lot DescriptionCul-De-Sac

Additional Information

Date ListedAugust 14, 2026
Days on Market0
HOA Fees$426.55 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$9,581.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Kettering at eTown

Kettering at eTown is a neighborhood in eTown, FL (Duval County), ZIP 32256.

View all Kettering at eTown homes for sale →

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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