Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Kettering at eTown, Jacksonville — a gated community home in Jacksonville.

Pending

Pending·131 days on market·Kettering at eTown

10115 Element Road

Jacksonville, FL 32256

$530,121$224/sqftEst. $2,936/mo mortgageMLS# 2149910

Beds

2.5

Baths

2,367

Sq Ft

2026

Built

Garage

Pool

17 more homes for sale in Kettering at eTown →Search Kettering at eTown on the map

HOA $240/moTownhouse2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Kettering at eTown

''Final opportunities in Kettering at eTown!'' Designed like the model home, The Rosamond villa in Villas at Kettering in eTown offers a versatile layout suited for both entertaining and everyday living. An open dining area welcomes you in and flows into the kitchen and living spaces. The kitchen features painted linen white shaker style cabinetry, a stainless vent hood, quartz countertops and a subway tile backsplash. Luxury vinyl plank flooring extends through the main living areas, creating a cohesive and durable finish. A flexible space on the main level provides options for a home office, hobby room or play area. This area is designed to adapt to your lifestyle needs. Upstairs, three additional bedrooms are paired with a second flex space that can serve as a game room or media room. The Owner's Retreat offers a spacious and relaxing environment designed for comfort.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936

Property taxesest. at asking price, Duval County$866

HOAbilled monthly$240

Estimated total, before insurance$4,042/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$530,121

Down Payment: 20%

$106,024

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,936

Principal & Interest: $2,936

Property taxes (est.): $866

Insurance (est.): $353

Estimated Total Monthly

$4,155

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
16th Ave S
23 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve
16 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Ramp
about 6 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launch
about 4 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Fort Family Regional Park
8 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Pickleball, Tennis
Closest grocery store
Publix
7 min drive · 11025 eTown Pkwy, Jacksonville

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $224/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM
10256 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTY	Oct 2026	$527,600	$223	3/2.5	2,367	85
10255 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTY	Oct 2026	$495,000	$215	4/3	2,300	199
10270 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTY	Oct 2026	$509,700	$217	3/2.5	2,352	94
10269 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTY	Sep 2026	$546,841	$233	3/2.5	2,352	57
10247 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTY	Sep 2026	$499,900	$213	4/3.5	2,352	133
10240 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTY	Sep 2026	$499,700	$211	3/2.5	2,367	152

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,121

Price / Sq Ft$224

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,367

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleTraditional, Villa

Property ConditionTo Be Built

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryMandarin Oaks

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address10115 Element Road, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionKettering at eTown

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number00000000

Amenities

AmenitiesPool, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Playground

Community FeaturesSidewalks, Gated

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Gated

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Firewall(s), Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony

RoofShingle

ConstructionFrame

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedJune 10, 2026

Days on Market19

HOA Fees$240 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Kettering at eTown

Kettering at eTown is a neighborhood in eTown, FL (Duval County), ZIP 32256.

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