Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Etown At Nobel, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·Listed today·Etown At Nobel

10168 Fulcrum Avenue

Jacksonville, FL 32256

$719,000$300/sqftEst. $3,693/moMLS# 2161850

Beds

Baths

2,399

Sq Ft

2024

Built

2.5

Garage

Pool

About this home

Etown At Nobel

Welcome to this stunning 2024-built home in Nobel at eTown, showcasing over $176K in premium builder upgrades! Situated on one of the largest lots in the neighborhood on a quiet cul-de-sac, this property offers rare privacy with a tranquil wetland preserve behind and wooded views to the right. The interior features soaring 12' ceilings with tray accents, seamless porcelain tile throughout, and a gourmet kitchen with upgraded double-stacked cabinetry. The spacious primary suite offers elegant double-step tray ceilings, while the extended screened lanai and widened paver driveway enhance everyday living and entertaining. Additional highlights include a fully fenced backyard, a whole-home water filtration system with softener, pocket doors, and an upgraded garage package with a side-mount opener and polyaspartic floor coating. This move-in-ready masterpiece perfectly blends modern luxury with exceptional privacy.

Cost to own

Mortgage calculator

Home Price

$719,000

Down Payment: 20%

$143,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,693

Principal & Interest: $3,693

Property taxes (est.): $1,174

Insurance (est.): $479

Estimated Total Monthly

$5,346

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,693

Property taxesest. at asking price, Duval County$1,174

HOAbilled quarterly$92

Estimated total, before insurance$4,958/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,612/yr · $718/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,612/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 26, 2026Listed$719,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$719,000

Price / Sq Ft$300

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,399

Acres0.28 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages2.5

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryMandarin Oaks

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address10168 Fulcrum Avenue, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionEtown At Nobel

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size12,196.8 sq ft

Parcel Number1677761510

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Playground

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Gated

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup