Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Kettering at eTown, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·Listed today·Kettering at eTown

11110 Diffusion Court

Jacksonville, FL 32256

$425,000$198/sqftEst. $2,167/moMLS# 2157978

Beds

Baths

2,147

Sq Ft

2023

Built

Garage

Pool

About this home

Kettering at eTown

Welcome home to this beautifully designed end-unit townhome in a peaceful, gated master-planned community. Blending contemporary style with Craftsman-inspired charm, this two-story home features clean architectural lines, energy-efficient construction, and low-maintenance exterior finishes. The first floor offers two secondary bedrooms, a versatile office/storage space, and a spacious living room. Upstairs, you'll find a bright, open-concept living area with a convenient laundry nook and a private covered balcony. The well-appointed kitchen features a large center island, ample prep space, and a walk-in pantry. Durable luxury vinyl plank flooring, abundant natural light, and expansive sight lines create a home that feels even larger than its footprint. Enjoy even more outdoor living with a screened lanai and fenced backyard. Residents enjoy outstanding community amenities, all with convenient access to SR 9B, I-295, I-95, shopping, and the Beaches. **Qualified buyers may be eligible

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,167

Principal & Interest: $2,167

Property taxes (est.): $694

Insurance (est.): $283

Estimated Total Monthly

$3,144

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,167

Property taxesest. at asking price, Duval County$694

HOAbilled monthly$223

Estimated total, before insurance$3,084/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,697/yr · $558/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,697/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000

Price / Sq Ft$198

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,147

Year Built2023

TypeResidential

Sub-TypeTownhouse

StyleContemporary, Craftsman

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryMandarin Oaks

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address11110 Diffusion Court, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionKettering at eTown

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number1677762445

ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)