This home is in Kettering at eTown, Jacksonville — a gated community home in Jacksonville.
Pending·135 days on market·Kettering at eTown
9935 Element Road
Jacksonville, FL 32256
About this home
Kettering at eTown
Live the easy and convenient lifestyle in the fabulous low-maintenance Elrod in Villas @ Kettering eTown. This is a modern 3 bedroom 2.5 bathroom end unit townhome with a ton of natural light. The private entry opens up to a spacious living area connected to large dining space and huge gourmet kitchen. This kitchen is a chef's dream with painted boulder (gray) Kinsdale cabinetry, a white tile backsplash, a beautiful stainless steel hood and appliances and a dramatic quartz countertop island. The perfect spot to host for the holidays. Upstairs, the loft offers the perfect space for a home office or reading nook. The owner's suite is a true retreat with tray ceilings, generous sunlight, double vanities and a walk-in closet.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Kettering at eTown
Kettering at eTown is a neighborhood in eTown, FL (Duval County), ZIP 32256.
View all Kettering at eTown homes for sale →Listing Courtesy of: WEEKLEY HOMES REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines