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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·57 days on market

5606 Hollow Birch Drive

Jacksonville, FL 32219

$294,000$158/sqftEst. $1,570/moMLS# 2157943
↓ $5,999 below original list
4
Beds
2
Baths
1,856
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/mo6,098 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Seller to contribute seller concession of 5k. Welcome to this beautifully maintained 4-bedroom, 2-bathroom home offering a bright, open-concept layout designed for comfortable everyday living. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. The spacious living and dining areas flow seamlessly into the well-appointed kitchen, featuring a center island, generous storage, ample prep space, and a pantry. A desirable split-bedroom floor plan provides added privacy for the primary suite, complete with an en-suite bath and a spacious walk-in closet. The secondary bedrooms are generously sized for family, guests, or a home office. Step outside to a large backyard overlooking the serene community pond. Residents enjoy a quiet neighborhood with easy access to amenities, while being just a short drive from downtown Jacksonville, the beaches, and everyday conveniences.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,570
Property taxesest. at asking price, Duval County$480
HOAbilled annually$8
Estimated total, before insurance$2,058/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,712/yr · $559/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$294,000
$58,800
Loan Term
Monthly Payment
$1,570
Principal & Interest: $1,570
Property taxes (est.): $480
Insurance (est.): $196
Estimated Total Monthly
$2,246
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$252,011$201,289—
2024$252,438$202,438—
2023$50,000$50,000—

2025 property taxes (current owner): $6,712/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 7, 2026Price change$294,000−$5,999
  • Jul 31, 2026Listed$299,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$294,000
Price / Sq Ft$158
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.14 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address5606 Hollow Birch Drive, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionCopes Landing Phase 1
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size6,098.4 sq ft
Parcel Number0033240500
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedJuly 31, 2026
Days on Market38
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$6,712.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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