Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 51
Sold

Sold·Closed Sep 9, 2026·33 days on market·Recent sales in Jacksonville

5388 Rollins Avenue

Jacksonville, FL 32207

$585,000sold priceListed at $589,900 · 99.2% of asking$272/sqftMLS# 2152533
3
Beds
2
Baths
2,154
Sq Ft
1952
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.68 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

A Mid-Century Modern Lover's Dream! Located just outside highly desirable San Marco, this truly unique, one of a kind property is a rare find. Originally designed and built in 1952 by an architect and his wife, the home remained in the family until 2021. The current owners recognized its incredible potential and thoughtfully took the home down to its bones, restoring and redesigning while preserving its mid-century character. The result is the perfect blend of modern convenience and timeless 1950s charm. You get the perks of a new build with the soul of an architectural gem! Boasting just over 2,100 square feet on a stunning ¾ acre waterfront lot, this property offers endless opportunities for entertaining, family gatherings, and enjoying the outdoors. Floor to ceiling windows flood the home with natural light and frame views of majestic live oaks and lush greenery, creating a true Old Florida ambiance.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, Duval County$955
Estimated total, before insurance$4,196/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,493/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $955
Insurance (est.): $390
Estimated Total Monthly
$4,586
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~661 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$175,249$175,249▲ $13,208
2024$162,023$162,023▼ $6,536
2023$161,972$161,972—
2022$161,707$161,707▲ $39,291
2021$196,100$196,100—
2020$233,377$233,377▲ $5,498

2025 property taxes (current owner): $3,493/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Closed$589,900
  • Aug 3, 2026Active Under Contract$589,900
  • Jun 26, 2026Listed$589,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1524 Shirl Lane, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$399,900$2363/21,6941160.1
1462 Swan Lane, Jacksonville, FL 32207Listed by NON MLS (realMLS)Aug 2026$635,000$2283/32,78300.2
5206 Tulane Avenue, Jacksonville, FL 32207Listed by WATSON REALTY CORPOct 2026$352,500$2254/21,56960.3
5449 Community Circle, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$300,000$1763/21,708150.4
1435 Riverbirch Lane, Jacksonville, FL 32207Listed by ROUND TABLE REALTYSep 2026$699,000$2804/22,50020.5
6144 Fordham Circle W, Jacksonville, FL 32217Listed by EXP REALTY LLCAug 2026$305,000$1914/21,595670.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,900
Price / Sq Ft$274
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,154
Acres0.68 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address5388 Rollins Avenue, Jacksonville, FL 32207
Area012-San Jose
SubdivisionLakewood
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size29,620.8 sq ft
Parcel Number1467860000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewCanal, Water
Waterfront TypeCanal Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesConvection Oven, Electric Range, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces2
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchDeck, Rear Porch, Side Porch, Wrap Around
RoofShingle

Additional Information

Date ListedJune 26, 2026
Days on Market33
Tax Amount$3,493.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines