This home is in St. Augustine — a home near St. Augustine High School.
$950,0004 bd · 3 ba · 3,359 sq ft
Active·92 days on market
2505 Cabbage Hammock Road
St. Augustine, FL 32092
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About this home
St. Augustine
Better than new construction! Premium builder & owner upgrades are yours to enjoy in this immaculate Seda-built home on a private 1.6-acre lot. Step through the double doors at front entry way to find exceptional craftsmanship highlighted by elegant tray ceilings, smooth-finish walls, crown molding, & 5 1/4'' base trim throughout. The beautiful kitchen features a large island, expansive counter space, custom Birch cabinetry with 42'' uppers and soft close drawers, and high-end LG appliances. Everyday convenience is optimized by a dedicated drop-zone leading from the 3-car garage. The massive backyard offers a private sanctuary with ample room to design a custom pool or detached workshop. Valuable enhancements include upper & lower cabinetry in laundry room with clothes hanging rod, wainscoting in dining room, window blinds, comfort-height toilets, electric outlet for a future fireplace, seamless gutters, landscape edging, 10'x12' storage shed, & an 8-zone irrigation system with a well.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 1.6-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,644 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Parkabout 9 mi · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 4 mi · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 8 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 7 mi · San Sebastian River
Closest youth league fields
Mill Creek Parkabout 4 mi · Baseball
Closest grocery store
Publixabout 2 mi · 2875 State Rd 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:39 AM, sunset 5:39 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,301/yr
Estimated taxes if purchased at asking price: ~$15,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 31, 2026Listed$950,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $283/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2512 N Waterleaf Drive, St. Augustine, FL 32092Listed by ENGEL & VOLKERS ST AUGUSTINE | Nov 2025 | $585,000 | $232 | 4/3 | 2,524 | 5 | 0.8 |
| 741 Tintamarre Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jul 2026 | $585,000 | $213 | 4/3.5 | 2,748 | 60 | 0.9 |
| 2121 Sandy Branch Place, St. Augustine, FL 32092Listed by OPENDOOR BROKERAGE, LLC. | Aug 2025 | $400,000 | $152 | 5/3.5 | 2,629 | 387 | 0.9 |
| 291 Whisper Ridge Drive, St. Augustine, FL 32092Listed by REDFIN CORPORATION | Nov 2025 | $520,000 | $211 | 4/2 | 2,464 | 7 | 1 |
| 101 Seamount Way, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATES | Jun 2026 | $670,000 | $199 | 5/4.5 | 3,374 | 51 | 1.1 |
| 487 Tintamarre Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Apr 2026 | $535,000 | $201 | 4/3 | 2,660 | 12 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines