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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·45 days on market

7145 Timmerman Lane

Jacksonville, FL 32244

$204,900$134/sqftEst. $1,064/moMLS# 2157844

Beds

2.5

Baths

1,531

Sq Ft

2016

Built

Garage

Pool

About this home

Jacksonville

Step inside this beautifully maintained, move-in-ready townhome! The open-concept main level seamlessly connects the living, dining, and kitchen areas, creating an inviting space for entertaining or relaxing. The kitchen features granite countertops, generous cabinet space, and a breakfast bar for casual dining. Upstairs, you'll find three comfortable bedrooms, two full bathrooms, and a versatile loft--ideal for a home office, playroom, or second living area. Wood-look luxury vinyl plank flooring extends throughout the home, including the bedrooms, with brand-new carpet on the stairs. Additional features include granite bathroom countertops, a convenient first-floor half bath, an attached garage, and an alarm system. Located minutes from Ringhaver Park and approximately 15 minutes from NAS Jacksonville, this townhome offers comfort, convenience, and flexible living space. Schedule your showing today, this home is ready for a quick move-in!

Cost to own

Mortgage calculator

Home Price

$204,900

Down Payment: 20%

$40,980

Interest Rate: 6.76%

Loan Term

Monthly Payment

$1,064

Principal & Interest: $1,064

Property taxes (est.): $335

Insurance (est.): $137

Estimated Total Monthly

$1,535

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,064

Property taxesest. at asking price, Duval County$335

HOAbilled monthly$115

Estimated total, before insurance$1,514/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 6, 2026Price change$204,900−$7,600
Jul 30, 2026Listed$212,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$204,900

Price / Sq Ft$134

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,531

Year Built2016

TypeResidential

Sub-TypeTownhouse

StyleTraditional

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Community Information

Address7145 Timmerman Lane, Jacksonville, FL 32244

Area056-Yukon/Wesconnett/oak Hill

SubdivisionTimmermans Walk

CityJacksonville

CountyDuval

StateFL

Zip Code32244

Parcel Number015910-9160

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, On Street

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Garage, Lower Level, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio

RoofShingle

ConstructionStucco

Road SurfaceAsphalt

Additional Information

Date ListedJuly 30, 2026

Days on Market46

HOA Fees$115 / Monthly

HOA FrequencyMonthly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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