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Sold

Sold·Closed Oct 15, 2026·231 days on market·Recent sales in Jacksonville

6915 Ortega Woods Drive 3-12

Jacksonville, FL 32244

$108,000sold priceListed at $123,000 · 87.8% of asking$97/sqftMLS# 2129352
2
Beds
2
Baths
1,118
Sq Ft
2009
Built
—
Garage
No
Pool
FEMA Zone XHOA $300/moCondominium1 story

About this home

Jacksonville

Welcome to this well-maintained second-floor condo in the desirable Woods of Ortega community. Featuring vaulted ceilings, an open layout, and abundant natural light, this 2-bedroom, 2-bath home offers 1,118 sq ft of comfortable living space. The living and dining areas flow to a private balcony, while the split-bedroom layout provides added privacy and functionality. Currently tenant occupied with rental income already in place, this property offers an attractive opportunity for investors looking to add an income-producing property to their portfolio. Conveniently located near major roadways, NAS Jacksonville, shopping, dining, parks, and everyday conveniences. Ask about a preferred lender incentive offering qualified buyers 1% of the loan amount toward closing costs or an interest rate buydown. Use of the preferred lender is optional.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$589
Property taxesest. at asking price, Duval County$176
HOAbilled monthly$300
Estimated total, before insurance$1,065/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,061/yr · $172/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $145,000 in August 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$115,000$115,000▼ $18,500
2024$133,500$12,211▲ $10,500
2023$123,000$11,128—
2022$104,000$10,076—
2021$80,000$9,055—
2020$78,000$8,585—

2025 property taxes (current owner): $2,061/yr

Estimated taxes if purchased at asking price: ~$2,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 15, 2026Closed$123,000
  • Sep 29, 2026Active Under Contract$123,000
  • Jul 28, 2026Price change$123,000−$5,000
  • Feb 9, 2026Listed$128,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $110/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6860 Skaff Avenue 2-15, Jacksonville, FL 32244Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$107,000$923/21,157290.1
6111 Maggies Circle 104, Jacksonville, FL 32244Listed by REMAX WELCOME HOMEAug 2026$106,000$962/21,099820.8
6111 Maggies Circle 107, Jacksonville, FL 32244Listed by SVR ASSET GROUPAug 2026$135,000$1013/21,335180.8
6094 Maggies Circle 105, Jacksonville, FL 32244Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$118,700$1312/290770.8
6087 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INCSep 2026$220,000$1633/2.51,350361.3
6089 Falcon Gate Lane, Jacksonville, FL 32244Listed by LENNAR REALTY INCAug 2026$219,990$1633/2.51,35071.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$123,000
Price / Sq Ft$110
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,118
Year Built2009
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryTimucuan
MiddleWestside
HighWestside High School

Community Information

Address6915 Ortega Woods Drive 3-12, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionWoods Of Ortega
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Parcel Number0983660108
ZoningCondominium

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionOther
ConstructionStucco

Additional Information

Date ListedFebruary 9, 2026
Days on Market231
HOA Fees$300 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$2,060.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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