This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
$2,070,0005 bd · 4.5 ba · 3,973 sq ft
Active·91 days on market
1240 Salt Creek Island Drive
Ponte Vedra Beach, FL 32082
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About this home
Ponte Vedra Beach
Situated on one of the most exceptional lots in TPC Sawgrass, this beautiful 5-bedroom home offers 3 full and 3 half bathrooms on an almost half-acre cul-de-sac lot in Salt Creek Island. Enjoy breathtaking water and golf views overlooking the 9th hole of The Yards Golf Club. Designed for entertaining, the chef-inspired kitchen features commercial-grade double convection ovens, a six-burner cooktop, JennAir custom-column refrigeration, granite countertops, a spacious island, and an adjoining wall bar. The first-floor primary suite includes a spa-like bathroom, while four additional bedrooms and a bonus room are located upstairs. A dedicated first-floor office provides a comfortable space for working or studying. The impressive outdoor living area features an expansive deck, a spacious paver area surrounding the pool, and a waterfall feature, all framed by picturesque water and golf views. Additional highlights include custom decorative wall finishes, and a freshly painted exterior(2026)
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,637 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 4 mi · 28 parking spaces
Closest park or preserve
Nocatee Preserveabout 7 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 6 mi · Tolomato River
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 4 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Seabreeze Elementaryabout 4 mi · Baseball
Closest grocery store
Winn-Dixieabout 0.5 mi · 290 Solana Road, Ponte Vedra Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,392/yr
Estimated taxes if purchased at asking price: ~$33,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 22, 2026Price change$2,070,000−$95,000
- Aug 3, 2026Active$2,165,000
- Jul 28, 2026Listed$2,165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $588/sq ft; this home is listed at $521/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1132 Salt Creek Drive, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $1,505,000 | $530 | 4/3 | 2,842 | 23 | 0.5 |
| 531 Le Master Drive, Ponte Vedra Beach, FL 32082Listed by THE AGENCY AT PONTE VEDRA | Jun 2026 | $3,400,000 | $965 | 3/4 | 3,525 | 34 | 0.6 |
| 4201 Laurel Oak Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $1,315,000 | $466 | 4/3 | 2,819 | 41 | 0.7 |
| 48 Jackson Avenue, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $1,825,000 | $594 | 4/3 | 3,073 | 98 | 0.8 |
| 132 N Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Oct 2026 | $2,100,000 | $588 | 4/3.5 | 3,570 | 0 | 0.8 |
| 120 North Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Sep 2026 | $1,687,500 | $565 | 5/3 | 2,985 | 9 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines