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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a pool home in Ponte Vedra Beach.

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Active

Active·60 days on market

48 Jackson Avenue

Ponte Vedra Beach, FL 32082

$1,999,000$651/sqftEst. $10,192/moMLS# 2148576
4
Beds
3
Baths
3,073
Sq Ft
1996
Built
2
Garage
Yes
Pool

About this home

Ponte Vedra Beach

Ideally situated on a dead end street, east of A1A in the heart of Ponte Vedra Beach, this exceptional residence offers a rare opportunity to enjoy one of Northeast Florida's most coveted coastal lifestyles. Just a short stroll from the pristine Atlantic shoreline and the prestigious Ponte Vedra Inn & Club, residents can begin each day with spectacular ocean sunrises and enjoy unparalleled access to world-class amenities. Designed with both elegance and comfort in mind, the home showcases a beautifully renovated kitchen and a spa-inspired primary bath, thoughtfully updated with timeless finishes and refined details. Expansive living spaces flow seamlessly to a private outdoor oasis featuring a large resort-style pool and spacious backyard--perfect for entertaining, relaxing, and enjoying the year-round Florida sunshine. The thoughtfully designed floor plan places all four bedrooms on the second level, A generous loft area provides flexible space a private retreat for family and

Cost to own

Mortgage calculator

$1,999,000
$399,800
Loan Term
Monthly Payment
$10,192
Principal & Interest: $10,192
Property taxes (est.): $2,660
Insurance (est.): $1,333
Estimated Total Monthly
$14,185
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$10,192
Property taxesest. at asking price, St. Johns County$2,660
Estimated total, before insurance$12,852/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,981/yr · $1,082/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,559,019$849,904
2024$1,409,227$784,644
2023$1,069,859$723,979
2022$923,873$411,299
2021$649,741$397,863
2020$636,522$391,679

2025 property taxes (current owner): $12,981/yr

Estimated taxes if purchased at asking price: ~$31,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,660 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 8, 2026Price change$1,999,000$150,000
  • Jun 3, 2026Listed$2,149,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,999,000
Price / Sq Ft$651
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,073
Acres0.19 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address48 Jackson Avenue, Ponte Vedra Beach, FL 32082
Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd
SubdivisionSeaview Park
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size8,276.4 sq ft
Parcel Number0601600320

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewPool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market61
Tax Amount$12,981.21
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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8/2/2026

12:00 pm - 2:00 pm

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