This home is in St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Oct 20, 2026·121 days on market·Recent sales in St. Augustine
106 Anastasia Lakes Drive
St. Augustine, FL 32080
About this home
St. Augustine
Move-in ready in desirable Anastasia Lakes! This 3BR/2BA home has seen major updates: brand new windows, new hot water heater, whole-house replumb, fresh exterior paint, an updated kitchen and master bath, and a new outdoor patio. Inside, a spacious floor plan is highlighted by a massive air-conditioned sunroom adding valuable living space and flexibility. The private paver backyard is perfect for relaxing or entertaining. Anastasia Lakes is a golf cart-friendly community where residents can legally ride to the beach, plus a neighborhood pool and beautifully maintained common areas. Minutes to the beach, historic downtown St. Augustine, US-1, shopping, and dining, this central location delivers an unbeatable St. Augustine lifestyle. With solid bones and the big-ticket items already done, all that's left is your personal touch. Schedule your showing today!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,779 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Anastasia State Park (south lot)about 1 mi · 100 parking spaces
Closest park or preserve
Anastasia State Parkabout 1 mi · 0.7 mi of trails
Closest public boat ramp
Lighthouse Park Boat Rampabout 2 mi · Salt Run
Closest kayak & paddleboard launch
Anastasia State Park Canoe/Kayak/Sailboard Accessabout 0.9 mi · Salt Run
Closest youth league fields
Eddie Vickers Parkabout 2 mi · Basketball, Football, Lacrosse
Closest grocery store
Walmart Supercenterabout 2 mi · 2355 US Highway 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $418,994 | $223,888 | — |
| 2024 | $444,085 | $216,871 | — |
| 2023 | $410,611 | $209,098 | — |
| 2022 | $338,070 | $201,551 | — |
| 2021 | $248,163 | $194,224 | — |
| 2020 | $240,852 | $190,852 | — |
2025 property taxes (current owner): $4,705/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 21, 2026Closed$529,999
- Sep 1, 2026Price change$529,999−$10,000
- Jul 24, 2026Price change$539,999−$10,000
- Jun 3, 2026Listed$549,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $290/sq ft; this home is listed at $325/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 138 Lions Gate Drive, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $507,500 | $263 | 3/2 | 1,926 | 50 | 0.3 |
| 644 Nautical Way, St. Augustine, FL 32080Listed by STA REALTY | Aug 2026 | $508,000 | $279 | 3/2 | 1,824 | 58 | 0.5 |
| 1301 Flagship Court, St. Augustine, FL 32080Listed by HERRON REAL ESTATE LLC | Aug 2026 | $480,000 | $267 | 3/2 | 1,796 | 56 | 0.6 |
| 2361 Commodores Club Boulevard, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $457,500 | $290 | 3/2 | 1,580 | 10 | 0.6 |
| 27 Saint Barts Avenue, St. Augustine, FL 32080Listed by REACH REALTY LLC | Aug 2026 | $645,000 | $318 | 3/2.5 | 2,028 | 12 | 0.7 |
| 2448 Oleander Street, St. Augustine, FL 32080Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $438,000 | $306 | 3/2 | 1,430 | 3 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: REACH REALTY LLC
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines