Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today

13530 Teddington Lane

Jacksonville, FL 32226

$375,000$187/sqftEst. $1,912/moMLS# 2157690

Beds

Baths

2,001

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Nestled on a quiet cul-de-sac with peaceful pond views, this beautifully renovated home offers a thoughtfully designed split floor plan that combines privacy, functionality, and modern style. Just off the foyer, a flex space provides the perfect setting for a home office, playroom, or hobby space, separated from the bedrooms for added privacy. The spacious living area is designed for effortless entertaining, flowing seamlessly into a beautifully remodeled kitchen featuring black stainless Samsung appliances, abundant cabinetry, generous prep space, and a breakfast bar. A formal dining room and a sun-filled breakfast nook overlooking the backyard provide multiple spaces to gather with family and friends. Privately situated at the back of the home, the owner's suite offers a relaxing retreat overlooking the pond complete with elegant double tray ceilings, dual walk-in closets and a renovated en-suite featuring a stand-alone soaking tub and a separate walk-in shower.

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,912

Principal & Interest: $1,912

Property taxes (est.): $612

Insurance (est.): $250

Estimated Total Monthly

$2,774

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,912

Property taxesest. at asking price, Duval County$612

HOAbilled annually$50

Estimated total, before insurance$2,575/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,167/yr · $347/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,167/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Jul 30, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000

Price / Sq Ft$187

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,001

Acres0.24 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address13530 Teddington Lane, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionVictoria Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size10,454.4 sq ft

Parcel Number1063754375

ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Playground

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOther, Attached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne